Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sebastian Cove, St. Augustine.

Photo 1 / 51
Sold

Sold·Closed Jul 22, 2026·106 days on market·Recent sales in Sebastian Cove·Sebastian Cove

471 S Hamilton Springs Road

St. Augustine, FL 32084

$360,000sold priceListed at $379,900 · 94.8% of asking$206/sqftMLS# 2135788
3
Beds
2
Baths
1,750
Sq Ft
2008
Built
2
Garage
No
Pool

6 more homes for sale in Sebastian Cove →Search Sebastian Cove on the map

FEMA Zone XHOA $65/mo13,068 sqft lotSingle Family Residence1 story

About this home

Sebastian Cove

Welcome to 471 S Hamilton Springs Road in beautiful St. Augustine, where comfort, style, and convenience come together in the sought-after Sebastian Cove community. This freshly updated home offers 3 bedrooms, 2 bathrooms, and 1,750 square feet of well-designed living space, built in 2008 and recently painted inside and out for a clean, modern feel. Step inside and feel the openness of the spacious split floor plan, designed for both privacy and easy living. The main living area flows effortlessly, with durable tile and LVP flooring throughout, creating a low-maintenance and polished look. The large kitchen is the heart of the home, featuring a generous breakfast bar that overlooks the family room and dining area--perfect for everyday living and entertaining. The primary suite offers a relaxing retreat with plenty of space, large closets, and a well-appointed bathroom that includes a walk-in shower and a garden tub. Every detail is designed for comfort and function.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, St. Johns County$479
HOAbilled quarterly$65
Estimated total, before insurance$2,538/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,622/yr · $385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,713
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$317,007$317,007—
2024$323,875$323,875—
2023$326,307$312,869—
2022$284,426$284,426—
2021$205,634$141,983—
2020$200,862$139,332—

2025 property taxes (current owner): $4,622/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$379,900
  • Jul 19, 2026Pending$379,900
  • Mar 19, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
362 S Hamilton Springs Road, St. Augustine, FL 32084Listed by REAL BROKER LLCMay 2026$395,000$2194/21,80270.1
306 S Hamilton Springs Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$445,000$2194/32,03370.2
1321 Roosevelt Drive, St. Augustine, FL 32084Listed by REMAX WELCOME HOMESep 2026$664,900$3573/21,865141.3
3401 Green Acres Road, St. Augustine, FL 32084Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.Jul 2026$195,000$1294/21,512121.3
1110 Woodlawn Road D, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$379,950$2233/21,70121.4
96 Cypress Bluff Way, St. Augustine, FL 32084Listed by DREES REALTYMar 2026$465,000$2253/22,0662521.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,750
Acres0.30 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address471 S Hamilton Springs Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionSebastian Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size13,068 sq ft
Parcel Number0864811370
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourcePrivate
ParkingGarage, Garage Door Opener

Interior

AppliancesRefrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedMarch 20, 2026
Days on Market106
HOA Fees$195 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,621.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sebastian Cove

Sebastian Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Sebastian Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines