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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sebastian Cove, St. Augustine — a pool home in St. Johns County.

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Active Under Contract

Active Under Contract·55 days on market·Sebastian Cove

448 Old Hickory Forest Road

St. Augustine, FL 32084

$690,000$255/sqftEst. $3,792/mo mortgageMLS# 2162473
4
Beds
3
Baths
2,706
Sq Ft
2017
Built
3
Garage
Yes
Pool

4 more homes for sale in Sebastian Cove →Search Sebastian Cove on the map

FEMA Zone XHOA $81/mo0.42 acresSingle Family Residence1 story

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About this home

Sebastian Cove

RESORT-STYLE LIVING | .42-ACRE PRESERVE LOT | HEATED SALTWATER POOL & SPA | NO CDD. 448 Old Hickory Forest, where refined Florida living meets exceptional indoor-outdoor entertaining. Set on an expansive .42-acre homesite with tranquil preserve views, this beautifully 4-bedroom, 3-bath residence offers privacy, versatility and a spectacular backyard retreat--all in a highly desirable St. Augustine location. The showpiece of this home is the incredible resort-style outdoor living space. Step outside to a brand-new heated saltwater pool and spa, creating your own private oasis surrounded by a spacious fenced backyard and peaceful natural backdrop. A fully equipped outdoor kitchen, charming gazebo and covered lanai provide multiple areas for entertaining, dining and relaxing year-round. From weekend pool parties and summer barbecues to quiet evenings overlooking the preserve, this backyard was designed to embrace the Florida lifestyle. Inside, an open and inviting floor plan.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,792
Property taxesest. at asking price, St. Johns County$918
HOAbilled quarterly$81
Estimated total, before insurance$4,791/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,914/yr · $576/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$690,000
$138,000
Loan Term
Monthly Payment
$3,792
Principal & Interest: $3,792
Property taxes (est.): $918
Insurance (est.): $460
Estimated Total Monthly
$5,170
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:33 AM, sunset 6:47 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,914/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Active Under Contract$690,000
  • Aug 28, 2026Listed$690,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
306 S Hamilton Springs Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$445,000$2194/32,03370.2
34 Estero Court, St. Augustine, FL 32084Listed by BEACH STATE REALTYJul 2026$796,500$2784/3.52,861581
620 Montiano Circle, St. Augustine, FL 32084Listed by MAXREV, LLCMar 2026$662,000$3004/22,20911.1
133 Cypress Bluff Way, St. Augustine, FL 32084Listed by DREES REALTYApr 2026$439,990$2284/21,9284051.3
96 Cypress Bluff Way, St. Augustine, FL 32084Listed by DREES REALTYMar 2026$465,000$2253/22,0662521.3
367 Mission Trace Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNSJun 2026$540,000$2833/21,906631.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$690,000
Price / Sq Ft$255
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,706
Acres0.42 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Multi Generational, Ranch, Traditional
StatusActive Under Contract
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address448 Old Hickory Forest Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionSebastian Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size18,295.2 sq ft
Parcel Number0864811920
ZoningResidential

Amenities

AmenitiesClubhouse, Playground
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Fence, Security Lights
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFrame, Stone Veneer, Stucco
Other StructuresOutdoor Kitchen, Shed(s)
Road SurfaceAsphalt

Additional Information

Date ListedAugust 28, 2026
Days on Market32
HOA Fees$244 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,913.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sebastian Cove

Sebastian Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Sebastian Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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