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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lighthouse Pointe, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·47 days on market·Lighthouse Pointe

3359 Lighthouse Point Lane

Jacksonville, FL 32250

$799,000$277/sqftEst. $4,426/mo mortgageMLS# 2163629
4
Beds
4
Baths
2,884
Sq Ft
1993
Built
1
Garage
No
Pool

All Lighthouse Pointe homes for sale →Search Lighthouse Pointe on the map

FEMA Zone XHOA $180/mo3,920 sqft lotWaterfrontTownhouse3 stories

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About this home

Lighthouse Pointe

Bring the offshore boat! Roof 2024, HVACs 2025 and 2026, so the big items are done and your time is on the water. This Intracoastal home has a deep-water dock with a 13,000-lb. lift built for a serious boat, and a straight shot out the jetties to open ocean. Wake up, drop the boat, and be offshore while everyone else is still trailering (or paying for storage). A second private dock is perfect for fishing and launching your kayak right from the backyard. Inside this meticulously maintained concrete-block home, enjoy panoramic Intracoastal views from every floor, and an open floor plan keeps the water in sight whether you're cooking, entertaining, or unwinding after a day on the boat. The large sundeck off the primary suite is the spot for morning coffee and watching dolphins, manatees, and birds go by. Flexible spaces work well as an office, gym, or extra storage for all the gear. Deep water, a big lift, and quick ocean access PLUS low monthly HOA includes lawn/yard and pool.

Next steps in Lighthouse Pointe

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,426
Property taxesest. at asking price, Duval County$1,305
HOAbilled monthly$180
Estimated total, before insurance$5,910/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,959/yr · $497/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,426
Principal & Interest: $4,426
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$6,263
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:32 AM, sunset 6:48 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$561,997$307,248—
2024$616,588$297,882—
2023$535,576$287,750—
2022$518,137$277,913▲ $14,728
2021$375,095$253,682—
2020$343,305$177,197▲ $41,909

2025 property taxes (current owner): $5,959/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $277/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3331 Lighthouse Point Lane, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$570,000$2253/32,536400
3360 Lighthouse Point Lane, Jacksonville, FL 32250Listed by DOUGLAS ELLIMAN FLORIDAAug 2026$850,000$2753/43,0862440.1
2540 Beach Boulevard, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITEDSep 2026$995,000$4163/3.52,3924610.3
2410 Beach Boulevard, Jacksonville Beach, FL 32250Listed by EXP REALTY LLCMar 2026$1,175,000$4893/32,403730.3
14125 Pier Lane, Jacksonville, FL 32224Listed by JWB REALTY LLCMar 2026$515,000$2503/2.52,0622111.1
3673 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by SHEEPCO REAL ESTATE GROUPApr 2026$585,000$2653/2.52,206181.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$277
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,884
Total Structure Area3,798 sq ft
Acres0.09 acres
Year Built1993
TypeResidential
Sub-TypeTownhouse
StyleContemporary, Traditional, Victorian
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3359 Lighthouse Point Lane, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionLighthouse Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size3,920.4 sq ft
Parcel Number1770421080
ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds
UtilitiesCable Connected, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewIntracoastal

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Laminate, Tile
# of Stories3
LevelsThree Or More
LaundryLower Level, Sink, Upper Level

Exterior

Exterior FeaturesBoat Lift, Dock
Patio / PorchPatio, Side Porch
RoofShingle
ConstructionConcrete, Wood Siding
Road SurfacePaved

Additional Information

Date ListedSeptember 5, 2026
Days on Market31
HOA Fees$180 / Monthly
HOA FrequencyMonthly
HOA NameLighthouse Pointe Community Association, Inc.
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,958.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lighthouse Pointe

Lighthouse Pointe is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Lighthouse Pointe homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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