This home is in Jacksonville — a waterfront home in Jacksonville.
Active·2 days on market
3359 Lighthouse Point Lane
Jacksonville, FL 32250
About this home
Jacksonville
This home has TWO PRIVATE DOCKS on the Intracoastal! A Boating, Fishing & Nature Lover's Trifecta. A deep-water dock w/ a solid 13,000-lb. boat lift for that big boat, plus a second dock perfect for catching fish or launching a kayak right outside your door--all combined with panoramic Intracoastal Waterway views from every floor of this renovated/meticulously maintained concrete block 4BR/4BA home. The open-concept floor plan keeps the water constantly in view, creating a stunning natural backdrop for entertaining and relaxing. A large sundeck off the spacious primary provides an exceptional vantage point for spotting birds, manatees, and dolphins. The versatile floor plan offers plenty of flexibility, with adaptable spaces for an office, gym, and lots of storage. And the important updates have already been done--Roof 2024/HVAC systems 2025 & 2026. A rare and valuable opportunity not to be missed.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $561,997 | $307,248 | — |
| 2024 | $616,588 | $297,882 | — |
| 2023 | $535,576 | $287,750 | — |
| 2022 | $518,137 | $277,913 | ▲ $14,728 |
| 2021 | $375,095 | $253,682 | — |
| 2020 | $343,305 | $177,197 | ▲ $41,909 |
2025 property taxes (current owner): $5,959/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,725 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 4, 2026Listed$799,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines