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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a gated community home in Jacksonville.

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Active

$649,9003 bd · 2 ba · 2,029 sq ft

Active·46 days on market·Queens Harbour

1273 Queens Island Court

Jacksonville, FL 32225

$649,900$320/sqftEst. $3,543/mo mortgageMLS# 2163422
↓ $25,100 below original list
3
Beds
2
Baths
2,029
Sq Ft
1998
Built
2
Garage
No
Pool

8 more homes for sale in Queens Harbour →Search Queens Harbour on the map

FEMA Zone XHOA $304/mo8,712 sqft lotSingle Family Residence1 story

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About this home

Queens Harbour

Live the ultimate country club and boating lifestyle in beautiful Queens Harbour Golf & Country Club! If you've been dreaming of a lifestyle that combines championship golf, boating, tennis, country club dining, and a wonderful sense of community, look no further than this home on Queens Harbour. Tucked away on the quiet and intimate Queens Island Court, this home is ideally situated on a dead-end cul-de-sac with no through traffic. It's the kind of neighborhood where privacy, peace, and lasting friendships come naturally. Perfectly sized for a young couple just getting started or anyone looking to simplify and downsize without sacrificing lifestyle, this inviting home offers an open and comfortable floor plan designed for easy living and entertaining. Soaring ceilings create an airy feel, while the spacious kitchen opens seamlessly to the sunlit family room and relaxing screened-in lanai.

Next steps in Queens Harbour

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,543
Property taxesest. at asking price, Duval County$1,061
HOAbilled quarterly$304
Estimated total, before insurance$4,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,734/yr · $478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,543
Principal & Interest: $3,543
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,038
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,734/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$649,900−$25,100
  • Sep 14, 2026Active$675,000
  • Sep 3, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $320/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1313 Chinook Trail, Jacksonville, FL 32225Listed by EXIT 1 STOP REALTYSep 2026$415,000$2763/21,503570.6
12559 Herblore Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORPOct 2026$380,000$1944/21,956121
1112 Dorwinion Drive, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYOct 2026$370,000$2524/21,467511.1
930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$415,000$2914/21,425131.1
13802 Longs Landing Road E, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$900,000$3894/22,312241.2
13729 Hidden Oaks Lane, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$775,000$3954/21,960241.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,900
Price / Sq Ft$320
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,029
Total Structure Area2,738 sq ft
Acres0.20 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address1273 Queens Island Court, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size8,712 sq ft
Lot DimensionsIrregular
Parcel Number1671278175
ZoningResidential

Amenities

Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecurityGated with Guard, Security Gate

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Irregular Lot
Patio / PorchCovered, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 14, 2026
Days on Market46
HOA Fees$913 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,733.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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