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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Pond, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Active

$597,0003 bd · 2 ba · 1,550 sq ft

Active·52 days on market·Ocean Pond

1897 Ocean Pond Drive

Jacksonville Beach, FL 32250

$597,000$385/sqftEst. $3,255/mo mortgageMLS# 2163289
↓ $22,000 below original list
3
Beds
2
Baths
1,550
Sq Ft
1991
Built
1
Garage
No
Pool

All Ocean Pond homes for sale →Search Ocean Pond on the map

FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence1 story

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About this home

Ocean Pond

OPEN HOUSE SUN. 9/20, 1-3 PM! LOCATION, LOCATION, LOCATION! Approx. ONE MILE TO THE BEACH with NO HOA! Welcome to beach living in the heart of South Jacksonville Beach! This charming 3BR/2BA home offers 1,550+ sq. ft., a huge office/flex space and an expansive, fully fenced corner lot. Freshly updated with BRAND-NEW interior paint, bedroom carpet and landscaping, plus wood and tile flooring and newer stainless appliances. Major improvements include Pella windows (2018), whole-house re-plumb (2018), HVAC (2018) with quarterly maintenance, and exterior paint (2021). Enjoy ocean breezes from your oversized yard and bike to the beach! A short walk to Seabreeze Elementary and Sunshine Park, and minutes to JTB, Mayo Clinic, shopping, dining and entertainment. NO HOA and excellent potential as a primary residence or investment property!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,255
Property taxesest. at asking price, Duval County$975
Estimated total, before insurance$4,230/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,456/yr · $288/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$597,000
$119,400
Loan Term
Monthly Payment
$3,255
Principal & Interest: $3,255
Property taxes (est.): $975
Insurance (est.): $398
Estimated Total Monthly
$4,628
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$514,142$178,547—
2024$481,873$172,808—
2023$392,996$166,319—
2022$374,572$160,019—
2021$301,152$153,902—
2020$286,063$151,087—

2025 property taxes (current owner): $3,456/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$597,000−$22,000
  • Sep 11, 2026Active$619,000
  • Aug 25, 2026Listed$619,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $415/sq ft; this home is listed at $385/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2503 Liberty Lane, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$595,000$4343/21,37250.2
1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLCAug 2026$525,000$3163/2.51,660190.2
1139 Ruth Avenue, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$560,000$4023/21,392170.3
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.4
3346 America Avenue, Jacksonville Beach, FL 32250Listed by BERRY & CO. REAL ESTATEOct 2026$515,000$3383/21,5251050.5
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$597,000
Price / Sq Ft$385
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,550
Acres0.16 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1897 Ocean Pond Drive, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOcean Pond
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,969.6 sq ft
Parcel Number1797610695

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 11, 2026
Days on Market52
Tax Amount$3,456.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Pond

Ocean Pond is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean Pond homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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