This home is in Jacksonville.
Active Under Contract·37 days on market
10549 Abilene Road
Jacksonville, FL 32218
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
If you're looking for a property with room to make it your own, this concrete block home in Jacksonville's Highlands area is ready for its next chapter. With 4 bedrooms and 1.5 baths, there's plenty of space to work with, whether you're looking to create a comfortable home or take on a project with potential. The primary bedroom includes its own half bath, while the home features a mix of carpet, tile, and wood-look flooring. A carport provides covered parking and entry of the home. Out back, you'll find an enclosed rear patio, fenced backyard with a wooden privacy fence, attached shed, and a separate covered outdoor workspace that's useful for garden and lawn equipment, hobbies, or additional storage. The home needs some repairs and updating, giving the next owner an opportunity to make improvements and put their own stamp on the property. Sold as-is, this Highlands home offers plenty of space and practical outdoor features with potential to make it your own.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 9, 2026Active Under Contract$165,000
- Oct 5, 2026Price change$165,000−$30,000
- Sep 3, 2026Listed$195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $138/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10553 Citrus Lane, Jacksonville, FL 32218Listed by LEGACY REALTY GROUP LLC | Sep 2026 | $185,000 | $187 | 3/1 | 990 | 43 | 0.3 |
| 10530 Gailwood Circle E, Jacksonville, FL 32218Listed by FREEDOM REALTY GROUP LLC | Aug 2026 | $75,000 | $77 | 3/2 | 972 | 29 | 0.4 |
| 10114 Haverford Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $205,000 | $168 | 3/1 | 1,218 | 100 | 0.6 |
| 918 Bacall Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $187,000 | $180 | 3/2 | 1,040 | 3 | 1 |
| 11230 Margarets Landing Place, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $260,000 | $187 | 3/2.5 | 1,389 | 9 | 1.2 |
| 3058 Date Street, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $239,900 | $200 | 3/2 | 1,200 | 124 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Highlands
For Sale10708 Briarcliff Road EJacksonville, FL 32218
3 bd · 1 ba · 1,441 sq ft
$165,000Est. $878/moMOVE IN READY / TENANT READY HOME IN THE HIGHLANDS AREA OF NORTH JACKSONVILLE. Sitting on 0.18 acres, this 3 bedroom…
Listing Office: select realty llc
Under Contract10905 Player Road WJacksonville, FL 32218
4 bd · 2 ba · 1,388 sq ft
$163,000Est. $868/moOpportunity awaits at 10905 Player Rd W! This solid brick home is being sold AS-IS and priced accordingly, offering a…
Listing Office: florida homes realty & mtg llc
For Sale10519 Arendal RoadJacksonville, FL 32218
3 bd · 1 ba · 962 sq ft
$160,000Est. $852/moMove-In Ready in the Desirable Highlands Neighborhood! Welcome to 10519 Arendal Rd, a beautifully updated 3-bedroom,…
Listing Office: 1 realty corp
For Sale10502 Wooster DriveJacksonville, FL 32218
2 bd · 1 ba · 660 sq ft
$160,000Est. $852/mo2 bedroom, 1 bathroom concrete block home with tile flooring and functional layout. Property includes additional…
Listing Office: dti realty group llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines