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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 28, 2026·100 days on market·Recent sales in Jacksonville

10114 Haverford Road

Jacksonville, FL 32218

$205,000sold priceListed at $205,000 · 100% of asking$168/sqftMLS# 2144587
3
Beds
1
Baths
1,218
Sq Ft
1956
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

SELLER OFFERING $5,000 TOWARD BUYER CLOSING COSTS WITH A FULL-PRICE OFFER! Welcome to 10114 Haverford Rd! This move-in-ready 3-bedroom, 1-bath home offers 1,218 sq ft of updated living space designed for comfort and value. The remodeled kitchen features beautiful wood cabinetry and ample storage, while the updated bathroom includes dual sinks. Refinished wood floors, ceiling fans, and a functional layout add warmth and everyday convenience. Major improvements include a durable metal roof with radiant barrier, some updated electrical, plumbing components, sewer line improvements, and an energy-efficient tankless on-demand water heater. Perfect for first-time buyers, downsizers, or investors seeking a well-maintained home with lasting value. Don't miss this opportunity--schedule your private showing today! Recording device on premises.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Duval County$335
Estimated total, before insurance$1,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,660/yr · $138/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,616 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$149,873$62,741▲ $18,450
2024$130,753$59,320▲ $7,500
2023$128,159$56,136▲ $20,710
2022$103,045$53,045—
2021$57,547$57,547▲ $2,000
2020$54,082$54,082—

2025 property taxes (current owner): $1,660/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$205,000
  • Aug 29, 2026Pending$205,000
  • Aug 19, 2026Active Under Contract$205,000
  • May 11, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10530 Gailwood Circle E, Jacksonville, FL 32218Listed by FREEDOM REALTY GROUP LLCAug 2026$75,000$773/2972290.5
10553 Citrus Lane, Jacksonville, FL 32218Listed by LEGACY REALTY GROUP LLCSep 2026$185,000$1873/1990430.8
918 Bacall Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$187,000$1803/21,04031
138 Thomas Avenue, Jacksonville, FL 32218Listed by RE/MAX UNLIMITEDSep 2026$234,000$1483/21,58001.1
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35031.4
2187 5th Avenue, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$240,020$1993/21,20901.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$168
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,218
Acres0.22 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address10114 Haverford Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionHighlands
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size9,583.2 sq ft
Parcel Number0430870000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LaundryWasher Hookup

Exterior

Other StructuresShed(s)

Additional Information

Date ListedMay 11, 2026
Days on Market100
Tax Amount$1,660.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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