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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sutton Lakes, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·51 days on market·Sutton Lakes

1825 Willesdon Drive W

Jacksonville, FL 32246

$445,000$269/sqftEst. $2,445/mo mortgageMLS# 2162915
↓ $10,000 below original list
3
Beds
2
Baths
1,656
Sq Ft
1999
Built
2
Garage
Yes
Pool

14 more homes for sale in Sutton Lakes →Search Sutton Lakes on the map

FEMA Zone XHOA $33/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Sutton Lakes

*ALL NEW APPLIANCES*UPDATED*WATERFRONT*POOL*Welcome home to this UPDATED 3 bed/2 bath residence featuring a SPLIT BEDROOM FLOOR PLAN, and a versatile BONUS ROOM. Every detail has been attended to, from the NEWER ROOF (2017), NEW WATER HEATER, ALL NEW APPLIANCES and new window screens to the FRESHLY PAINTED interior with a knockdown ceiling finish. Enjoy NEW VINYL FLOORING throughout, accented by new baseboards, crown molding, NEW DOORS, new door casing, and new windowsills. The kitchen is a delight with stylish gray cabinetry, and a new backsplash. Both bathrooms are fully updated and feature new floor to ceiling tile, including a new vanity and faucet in the primary bath. New lighting fixtures and NEW SHELVING in every closet add a modern touch, while the garage features a freshly painted floor. Relax on your COVERED PATIO or additional patio space to take in serene WATER VIEWS. The fenced backyard features an above ground POOL and a gate. This home offers a great location and

Next steps in Sutton Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,445
Property taxesest. at asking price, Duval County$727
HOAbilled annually$33
Estimated total, before insurance$3,205/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,854/yr · $321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,445
Principal & Interest: $2,445
Property taxes (est.): $727
Insurance (est.): $297
Estimated Total Monthly
$3,469
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$321,231$187,381▲ $15,000
2024$307,061$181,252—
2023$308,033$174,371—
2022$285,055$167,691—
2021$216,205$161,205—
2020$202,049$202,049—

2025 property taxes (current owner): $3,854/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Price change$445,000−$10,000
  • Sep 1, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1878 Willesdon Drive E, Jacksonville, FL 32246Listed by REAL BROKER LLCSep 2026$489,000$2523/2.51,944110.2
11320 Hendon Drive, Jacksonville, FL 32246Listed by FLUID REALTY, LLC.Oct 2026$390,000$2334/21,67420.3
11125 Wyndham Hollow Lane, Jacksonville, FL 32246Listed by LPT REALTY LLCSep 2026$415,000$2233/21,865820.4
1977 Millington Lane, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$315,000$1663/21,893620.5
10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INCSep 2026$308,000$2283/21,3481160.6
2126 Weymouth Circle E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$275,000$1844/21,49280.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$269
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,656
Acres0.24 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground, Other
Is WaterfrontYes
Direction FacesSouth

School Information

This listingNo schools reported in the MLS
ElementaryBrookview, reported on 43 other Sutton Lakes listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1825 Willesdon Drive W, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSutton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size10,454.4 sq ft
Lot Dimensions74 X 144
Parcel Number1652625030
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Off Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump, Natural Gas
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 1, 2026
Days on Market47
HOA Fees$397.07 / Annually
HOA FrequencyAnnually
HOA NameSutton Lakes
Tax Amount$3,853.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sutton Lakes

Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sutton Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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