This home is in Amelia Surf & Racque, Fernandina Beach — a home near Fernandina Beach High School.
Pending·46 days on market·Amelia Surf & Racque
4800 Amelia Island Parkway A-119
Fernandina Beach, FL 32034
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About this home
Amelia Surf & Racque
Motivated Seller! Oceanfront • Corner 4th-Floor Unit • Completely Renovated This rare 4th-floor corner residence in Building A of Amelia Surf & Racquet Club offers panoramic Atlantic Ocean views through wide corner windows and sliders leading to a private balcony overlooking the beach. The 2-bedroom, 2-bath layout features a bright, open living area designed to showcase the coastline. Recent updates include brand-new, never-used appliances, new interior doors, fresh paint throughout, smooth-finished ceilings, and brand new luxury vinyl plank (LVP) flooring throughout. Both bathrooms and the kitchen have been refreshed with modern finishes and fixtures. Located in a gated oceanfront community featuring: Two beachfront pools Four tennis courts Two private dune walkovers for direct beach access The COA fee conveniently includes insurance, water, sewer, and trash services
Next steps in Amelia Surf & Racque
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tar/Gravel — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,814 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Scott Road Beach Access2 min drive · 100 parking spaces
Closest park or preserve
Egans Creek Greenway15 min drive · 3.6 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 6 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 5 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Park43 min drive · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,956/yr
Estimated taxes if purchased at asking price: ~$14,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 17, 2026Pending$900,000
- Sep 1, 2026Listed$900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $955/sq ft; this home is listed at $846/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4800 Amelia Island Parkway B-154, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Feb 2026 | $1,275,000 | $1,037 | 2/2 | 1,230 | 19 | 0 |
| 4800 Amelia Island Parkway B-102, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2025 | $447,000 | $579 | 1/1 | 772 | 105 | 0 |
| 4800 Amelia Island Parkway B-117, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2025 | $534,500 | $692 | 1/1 | 772 | 117 | 0 |
| 4776 Amelia Island Parkway 67, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Feb 2026 | $1,280,000 | $955 | 2/2 | 1,341 | 64 | 0.1 |
| 4776 Amelia Island Parkway 17, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Oct 2025 | $1,300,000 | $969 | 2/2 | 1,341 | 50 | 0.1 |
| 4776 Amelia Island Parkway 74, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2025 | $1,030,000 | $775 | 2/2 | 1,329 | 13 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia Surf & Racque
Amelia Surf & Racque is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines