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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings — a new construction home in St. Johns County.

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Sold

Sold·Closed Oct 2, 2026·9 days on market·Recent sales in Flagler Estates·Flagler Estates

4725 Kathy Street

Hastings, FL 32145

$284,900sold priceListed at $284,900 · 100% of asking$216/sqftMLS# 2162821
3
Beds
2
Baths
1,321
Sq Ft
2026
Built
1
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

FEMA Zone XNo HOA1.14 acresSingle Family Residence1 storyNew construction

About this home

Flagler Estates

Brand-new construction on over an acre in St. Johns County! This Hailie II offers 3 bedrooms, 2 bathrooms, 1,321 heated square feet, a one-car garage, and a bright, open layout with high ceilings. The kitchen features white soft-close cabinetry, quartz countertops, stainless steel appliances, a spacious breakfast bar, and modern pendant lighting. Luxury vinyl plank flooring flows through the main living areas. Enjoy a peaceful rural lifestyle with no HOA and plenty of room for outdoor gatherings, gardening, pets, recreational vehicles, or a future workshop. The private, wooded setting is approximately 30 minutes from Crescent Beach and convenient to historic St. Augustine and Palm Coast. Built with quality construction and backed by a builder warranty. A preferred lender is offering a 1% lender credit and closing in as little as 7 days for qualified buyers. Ready to make this HOME?!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,578
Property taxesest. at asking price, St. Johns County$379
Estimated total, before insurance$1,957/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$552/yr · $46/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$284,900
$56,980
Loan Term
Monthly Payment
$1,578
Principal & Interest: $1,578
Property taxes (est.): $379
Insurance (est.): $190
Estimated Total Monthly
$2,147
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $552/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Closed$284,900
  • Sep 10, 2026Active Under Contract$284,900
  • Sep 1, 2026Listed$284,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4445 Melanie Street, Hastings, FL 32145Listed by IHEART REALTY INCSep 2026$125,000$1013/21,242380.7
4710 Ursula Street, Hastings, FL 32145Listed by MOMENTUM REALTYSep 2025$215,000$1663/21,296550.7
10225 Kirchherr Avenue, Hastings, FL 32145Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$250,000$1653/21,512530.8
9640 Pocklington Avenue, Hastings, FL 32145Listed by MOMENTUM REALTYJun 2026$325,000$2623/21,241370.8
10045 Underwood Avenue, Hastings, FL 32145Listed by LANTERN REALTY, LLC.Aug 2026$249,000$1583/21,5771120.9
10035 Underwood Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCJul 2026$324,990$1934/21,684220.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,900
Price / Sq Ft$216
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,321
Acres1.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address4725 Kathy Street, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0503030234

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedSeptember 1, 2026
Days on Market9
Tax Amount$551.54
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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