This home is in Jacksonville — a new construction home in Jacksonville.
$314,900Sold4 bd · 2 ba · 1,648 sq ft
Sold·Closed Sep 29, 2026·177 days on market·Recent sales in Jacksonville
1295 Jewelstone Lane
Jacksonville, FL 32221
About this home
Jacksonville
Welcome to Crystal Cove! Discover this brand-new 81-home neighborhood on Jacksonville's Westside, offering convenient access to schools, shopping, and more. Choose from beautiful 3- and 4-bedroom homes, each featuring a covered lanai for relaxing outdoor living. This beautifully staged home offers 1,648 sq. ft., 4 bedrooms, 2 bathrooms, and thoughtful upgrades throughout: Wood-look vinyl plank flooring in living areas, carpet in bedrooms. Granite countertops. Stainless steel kitchen appliance package: side-by-side fridge (with ice & water in door), self-cleaning glass-top range, over-the-range microwave & dishwasher. Covered lanai overlooking the backyard. Many more upgrades! Every home includes a 1-year builder warranty and termite bond for peace of mind. Stop by our model to be one of the first to choose your new home!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 24 mi · 50 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 3 mi · 21.7 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 5 mi · Ortega River
Closest youth league fields
Normandy Centerabout 1 mi · Baseball, Football
Closest grocery store
Winn-Dixieabout 1 mi · 7921 Normandy Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $262,934 | $262,934 | — |
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 5, 2026Closed$314,900
- Aug 18, 2026Pending$314,900
- Jul 23, 2026Active$314,900
- Jul 7, 2026Pending$314,900
- Feb 6, 2026Listed$314,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $191/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1308 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INC | Oct 2026 | $349,900 | $170 | 4/2.5 | 2,054 | 208 | 0.1 |
| 8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLC | Sep 2026 | $216,999 | $156 | 3/2 | 1,392 | 114 | 0.2 |
| 8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLC | Sep 2026 | $305,000 | $174 | 4/2 | 1,751 | 13 | 0.2 |
| 758 Estates Cove Road, Jacksonville, FL 32221Listed by MCCABE REALTY INC | Sep 2026 | $262,000 | $190 | 3/2 | 1,376 | 80 | 1 |
| 8146 La Marne Drive, Jacksonville, FL 32221Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $130,000 | $97 | 3/1 | 1,340 | 35 | 1 |
| 1640 Chateau Drive, Jacksonville, FL 32221Listed by SPECTRUM REALTY SERVICES | Sep 2026 | $140,000 | $87 | 3/1.5 | 1,614 | 84 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RPB REALTY,INC
Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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