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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 15, 2026·13 days on market·Recent sales in Jacksonville

8869 Rose Hill Drive

Jacksonville, FL 32221

$305,000sold priceListed at $305,000 · 100% of asking$174/sqftMLS# 2157553
4
Beds
2
Baths
1,751
Sq Ft
1989
Built
2
Garage
No
Pool
FEMA Zone XHOA $55/mo9,148 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to the Meadowlands and Country Creek, a well-established, quiet, tree-lined neighborhood perfectly situated offer the ideal blend of privacy and convenience. Step into this masterfully designed open floorplan accented by high ceilings and soft natural lighting. Dedicated dining room offers a mix of formality without feeling closed off. Huge main living room with high ceilings and tile floors ties the living space together, seamlessly flowing into the spacious kitchen. Kitchen includes dinette area overlooking the back yard and tons of cabinet and counter space. Master suite includes fully renovated master bath with shower and tub. Three additional guest bedrooms with hall bath offer added privacy and convenience for kids, guests, or any use you can dream up! Two car attached garage. Back yard is huge and fully fenced for pets, kids, privacy - create your own tropical paradise! Cool down in the community pool, just a block away from the home. HVAC just replaced 2026.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, Duval County$498
HOAbilled quarterly$55
Estimated total, before insurance$2,242/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,734/yr · $144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $498
Insurance (est.): $203
Estimated Total Monthly
$2,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,734/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$305,000
  • Aug 17, 2026Active Under Contract$305,000
  • Jul 31, 2026Active$305,000
  • Jul 29, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,6481770.2
1319 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648400.2
8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLCSep 2026$216,999$1563/21,3921140.3
1206 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648540.3
1411 Sharonwood Lane, Jacksonville, FL 32221Listed by EXP REALTY LLCAug 2026$305,000$1684/31,8201510.4
1609 Derito Drive, Jacksonville, FL 32221Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$330,000$2243/21,470100.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$305,000
Price / Sq Ft$174
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,751
Acres0.21 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8869 Rose Hill Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionCrystal Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size9,147.6 sq ft
Parcel Number0088061610

Amenities

AmenitiesPool
Community FeaturesSidewalks
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard
ConstructionVinyl Siding, Wood Siding

Additional Information

Date ListedJuly 31, 2026
Days on Market13
HOA Fees$165 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,733.66
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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