This home is in St. Augustine — a home near Pedro Menendez High School.
Active Under Contract·52 days on market
285 Joey Drive
St. Augustine, FL 32080
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About this home
St. Augustine
Beautiful Marsh Views with Exceptional Amenities! This inviting 3-bedroom, 2-bath offers serene, unencumbered marsh and intracoastal views with an ideal blend of comfort, style, and coastal living. Enjoy stunning sunsets, a colorful array of birds over the marsh and sailboats on the water. True island living, a few minute walk to the beach. This completely and creatively remodeled home offers an open and welcoming layout with plenty of space for relaxing and entertaining, along with a host of amenities. The community features pickleball and tennis courts, a clubhouse, and a large saltwater pool--perfect for enjoying an active, resort-like lifestyle. Lawn care is also included. Whether you're looking for a full-time residence or seasonal getaway, this home offers the perfect combination of tranquil views, thoughtful amenities, and an exceptional community setting. The open concept for main living area and kitchen, complete with all new appliances, maximizes your entertaining options
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mary Street ramp and Gloria Ave lotabout 2 mi · 50 parking spaces
Closest park or preserve
Moses Creek Conservation Areaabout 4 mi · 7.6 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 2 mi · Moultrie Creek
Closest youth league fields
Frank Butler Beachfront Park Eastabout 2 mi · Soccer
Closest grocery store
Winn-Dixieabout 0.8 mi · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,384/yr
Estimated taxes if purchased at asking price: ~$11,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Active Under Contract$699,990
- Aug 30, 2026Listed$699,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $340/sq ft; this home is listed at $378/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTY | Aug 2026 | $550,000 | $340 | 3/2 | 1,616 | 397 | 0.2 |
| 316 Mystical Way, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Jul 2026 | $429,500 | $239 | 3/2 | 1,794 | 11 | 0.2 |
| 420 Trade Wind Lane, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $895,000 | $476 | 3/3 | 1,881 | 144 | 0.2 |
| 284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $550,000 | $296 | 3/2 | 1,858 | 181 | 0.5 |
| 229 N Ocean Trace Road, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Jul 2026 | $620,000 | $388 | 3/2 | 1,596 | 15 | 0.7 |
| 401 Ocean Breeze Lane, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $660,000 | $325 | 3/2 | 2,030 | 59 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BEACH TOWN REALTY OF ST AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines