Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

Photo 1 / 20
Active

Active·56 days on market

6555 US Highway 1 S

St. Augustine, FL 32086

$3,500,000$2318/sqftEst. $19,234/mo mortgageMLS# 2162529
↓ $475,000 below original list
3
Beds
2
Baths
1,510
Sq Ft
1988
Built
2
Garage
No
Pool
FEMA Zone XNo HOA9.43 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

A rare 9.43-acre GEM!! PRIME LOCATION! ~High value developmental ready parcel in a major growth corridor with 326 ft of prime paved US 1 Road frontage. This parcel presents a unique opportunity for both the investors & business owner alike. Currently zoned OR but can easily be rezoned because of its prime location with its highest and best use being PUD residential, mixed use, and commercial. Adding to the appeal of this property, is the desirable LOCATION! This prime land is located within a mile from the beaches, with close proximity to A+ schools, includes 326 ft paved road frontage, high traffic count, electric on site, RV hookup, two wells & two septics that are already in place allowing approximate saving $50K+ in connection and impact fees. With its adaptable layout and prime location, this property stands as a promising asset for investors or owners seeking a strategic foothold in the thriving St. Augustine market.

Next steps in St. Augustine

FollowNew St. Augustine homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$19,234
Property taxesest. at asking price, St. Johns County$4,657
Estimated total, before insurance$23,891/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,132/yr · $94/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,500,000
$700,000
Loan Term
Monthly Payment
$19,234
Principal & Interest: $19,234
Property taxes (est.): $4,657
Insurance (est.): $2,333
Estimated Total Monthly
$26,225
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,387 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,132/yr

Estimated taxes if purchased at asking price: ~$55,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$3,500,000−$475,000
  • Aug 29, 2026Listed$3,975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $2,318/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
137 Cereus Lane, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINENov 2025$420,000$2333/21,800620.1
282 Parkwood Circle, St. Augustine, FL 32086Listed by ENTERA REALTY LLCSep 2025$364,900$1964/21,866210.3
22 Pyrite Place, St. Augustine, FL 32086Listed by 1 PERCENT LISTS FIRST COASTMar 2026$430,000$2533/21,70140.8
189 Blue Creek Way, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEFeb 2026$365,000$1964/21,8602090.9
146 Blue Creek Way, St. Augustine, FL 32086Listed by COMPASS FLORIDA LLCJul 2025$345,000$2223/21,5541260.9
238 Green Palm Court, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTS PVDec 2025$335,000$1943/21,726201.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,500,000
Price / Sq Ft$2,318
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,510
Acres9.43 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address6555 US Highway 1 S, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionDupont Estates
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size410,770.8 sq ft
Parcel Number1834300000
ZoningRezone Possible

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, RV Access/Parking

Interior

AppliancesElectric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionCleared, Other
Road SurfacePaved
Road FrontageHighway

Additional Information

Date ListedAugust 29, 2026
Days on Market52
Tax Amount$1,132.29
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MANUCY REALTY AND ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines