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Active

Active·265 days on market

6645 N Ocean Shore Boulevard 5B

Palm Coast, FL 32137

$3,250,000$805/sqftEst. $16,571/moMLS# 2116245

Beds

Baths

4,036

Sq Ft

2026

Built

Garage

Yes

Pool

About this home

Palm Coast

Pre-Construction to be built. The most exciting new construction property along the North East coast of Florida . Our beautiful new development is a seamless blend of elegance and comfort. Floor-plans with Flex spaces that cater to your lifestyle. Direct ocean views from every floor with interiors that have the perfect combination of beauty and coastal charm. The high ceilings add a sense of grandeur while showcasing the ocean views and natural light along with large windows above the oversized impact glass sliders. As the open air space extends up to the gallery above it exposes the elegant yet airy atmosphere. This stunning owners suite spans the entire third floor for a true sense of Luxury. Come see this Exclusive collection of beachfront homes and elevate your living experience to new heights.

Cost to own

Mortgage calculator

Home Price

$3,250,000

Down Payment: 20%

$650,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$16,571

Principal & Interest: $16,571

Insurance (est.): $2,167

Estimated Total Monthly

$18,737

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$16,571

HOAbilled monthly$750

Estimated total, before insurance$17,321/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$27,994/yr · $2,333/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $27,994/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Concrete — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,624 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Nov 3, 2025Listed$3,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,250,000

Price / Sq Ft$805

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,036

Acres3.87 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleHalf Duplex

Property ConditionTo Be Built, Under Construction

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Waterfall

Is WaterfrontYes

New ConstructionYes

Direction FacesEast

Community Information

Address6645 N Ocean Shore Boulevard 5B, Palm Coast, FL 32137

Area605-Flagler County North-Beach

SubdivisionDupont Estates

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size168,577.2 sq ft

Parcel Number3710311550000000220

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached

ViewBeach, Ocean

Waterfront TypeOcean Access, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Elevator, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesConvection Oven, Dishwasher, Double Oven, Electric Cooktop, Electric Range, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Separate Meters

FlooringMarble, Stone, Tile, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesGas, Outside

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Washer Hookup

Spa FeaturesIn Ground, Private