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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·22 days on market

6645 N Ocean Shore Boulevard 7A

Palm Coast, FL 32137

$3,350,000$830/sqftEst. $18,410/mo mortgageMLS# 2167137
0
Beds
3.5
Baths
4,036
Sq Ft
2027
Built
2
Garage
Yes
Pool
FEMA Zone AEHOA $699/mo3.87 acresWaterfrontCondominium5 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Under Construction. Direct Oceanfront Living — Coquina Beach Villas is an ultra-exclusive enclave of 13 brand-new, five-level oceanfront residences directly on the Atlantic shoreline. Positioned on the sand, hear waves crash from private terraces bordering Washington Oaks Gardens State Park. Designed by waterfront specialists, a private elevator services all five levels: • Level 1: 2-car garage with storage & private entry • Level 2: Main living domain with 20-ft ceilings, chef's kitchen (jumbo island, double ovens, gas range), and oceanfront pool terrace with summer kitchen, fireplace & beach access • Level 3: 2 guest ensuite bedrooms, gallery space & water-view balconies • Level 4: Full-floor primary suite sanctuary with panoramic Atlantic views & private balcony • Level 5: 1,600+ sq ft rooftop terrace for custom open-air entertaining Features dual East sunrise and West sunset balconies. Buyers can customize high-end finishes for a limited time. Call today for a tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$18,410
HOAbilled monthly$699
Estimated total, before insurance$19,109/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$41,415/yr · $3,451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,350,000
$670,000
Loan Term
Monthly Payment
$18,410
Principal & Interest: $18,410
Insurance (est.): $2,233
Estimated Total Monthly
$20,643
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $41,415/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$3,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,350,000
Price / Sq Ft$830
Bedrooms0
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,036
Acres3.87 acres
Year Built2027
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
New ConstructionYes

Community Information

Address6645 N Ocean Shore Boulevard 7A, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionDupont Estates
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size168,577.2 sq ft
Parcel Number3710311550000000220

Amenities

UtilitiesWater Available
Water SourcePublic
ParkingAttached
ViewOcean
Waterfront TypeOcean Access

Interior

Interior FeaturesElevator
AppliancesDryer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces2
# of Stories5
Spa FeaturesIn Ground

Additional Information

Date ListedSeptember 30, 2026
Days on Market12
HOA Fees$699 / Monthly
HOA FrequencyMonthly
HOA NameCOQUINA BEACH VILLAS POA
HOA Fee IncludesMaintenance Grounds
Tax Amount$41,415.02
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: COASTAL GATEWAY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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