Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

Photo 1 / 75
Sold

Sold·Closed Oct 13, 2026·6 days on market·Recent sales in Atlantic Beach

2341 Fiddlers Lane

Atlantic Beach, FL 32233

$2,499,000sold priceListed at $2,499,000 · 100% of asking$667/sqftMLS# 2161736
5
Beds
3.5
Baths
3,747
Sq Ft
1995
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $108/mo13,939 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach

Just a block from the Atlantic Ocean and a short walk to private beach access, this extraordinary Oceanwalk residence captures the essence of luxury coastal living. Located in a highly sought-after golf cart community, the home is just steps from the sandy shores of Atlantic Beach and minutes from the vibrant dining, shopping, and entertainment of Town Center. Situated on a beautifully landscaped cul-de-sac homesite, this turnkey property was completely transformed through an extensive renovation, blending timeless elegance with modern sophistication. Designed for both grand entertaining and comfortable everyday living, the residence showcases custom cabinetry, designer finishes, and a stunning chef's kitchen anchored by a dramatic 13-foot island and premium gas cooktop. Expansive stacking glass doors fill the home with natural light and create a seamless connection between the indoor and outdoor living spaces.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$13,842
Property taxesest. at asking price, Duval County$4,080
HOAbilled monthly$108
Estimated total, before insurance$18,031/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,717/yr · $893/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,499,000
$499,800
Loan Term
Monthly Payment
$13,842
Principal & Interest: $13,842
Property taxes (est.): $4,081
Insurance (est.): $1,666
Estimated Total Monthly
$19,589
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,076,592$613,575—
2024$1,132,951$595,576▼ $1,138
2023$1,058,013$576,773—
2022$847,755$558,518—
2021$656,706$540,795—
2020$627,245$532,639—

2025 property taxes (current owner): $10,717/yr

Estimated taxes if purchased at asking price: ~$49,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Closed$2,499,000
  • Oct 1, 2026Pending$2,499,000
  • Aug 30, 2026Active Under Contract$2,499,000
  • Aug 25, 2026Listed$2,499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $667/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2313 Beachcomber Trail, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$2,600,000$7005/43,71580.1
411 Snapping Turtle Court E, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,680,000$4944/3.53,39940.3
1978 Brista De Mar Circle, Atlantic Beach, FL 32233Listed by HOVER GIRL PROPERTIESOct 2026$1,225,000$3644/33,364630.5
2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCOct 2026$1,575,000$5544/3.52,84420.5
467 Inland Way, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$1,575,000$4735/3.53,33160.5
1804 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,800,000$6214/42,898871

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,499,000
Price / Sq Ft$667
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,747
Acres0.32 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address2341 Fiddlers Lane, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionOceanwalk
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size13,939.2 sq ft
Parcel Number1694630114
ZoningResidential

Amenities

AmenitiesPool, Beach Access
UtilitiesCable Available
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionCul-De-Sac
FencingBack Yard, Privacy

Additional Information

Date ListedAugust 25, 2026
Days on Market6
HOA Fees$108 / Monthly
HOA FrequencyMonthly
Tax Amount$10,716.89
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines