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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Active

Active·4 days on market

2206 Laughing Gull Circle

Atlantic Beach, FL 32233

$1,850,000$533/sqftEst. $10,167/mo mortgageMLS# 2169897
Open house Sat, Oct 24 · 12:00 pm–3:00 pm
3
Beds
3.5
Baths
3,468
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone AEHOA $108/mo1.49 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Beach

Exceptional Custom Home on Oceanwalk's Largest and Most Private Lot! Nestled on a quiet cul-de-sac, this beautiful custom home sits on an extraordinary 1.48 acre lot, the largest in Oceanwalk, offering exceptional privacy with approximately 250 feet of lagoon frontage, including portions of the lagoon and natural preserve. The thoughtfully designed floor plan features spacious, open living areas, a large living room with a gas fireplace, an elegant formal dining room, and a fantastic kitchen complete with a center cooking island, breakfast bar with glass-front cabinetry, and a charming breakfast nook that opens to the tiled Florida room. The first-floor primary suite offers two walk-in closets and a beautiful semi-bay window overlooking the peaceful surroundings. A separate downstairs office provides the perfect work-from-home space. An open staircase leads to two generously sized upstairs bedrooms, each featuring a private en-suite bath and charming window seats.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$10,167
Property taxesest. at asking price, Duval County$3,021
HOAbilled annually$108
Estimated total, before insurance$13,296/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,950/yr · $912/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,850,000
$370,000
Loan Term
Monthly Payment
$10,167
Principal & Interest: $10,167
Property taxes (est.): $3,021
Insurance (est.): $1,233
Estimated Total Monthly
$14,421
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,950/yr

Estimated taxes if purchased at asking price: ~$36,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Listed$1,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $533/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1978 Brista De Mar Circle, Atlantic Beach, FL 32233Listed by HOVER GIRL PROPERTIESOct 2026$1,225,000$3644/33,364630.2
2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCOct 2026$1,575,000$5544/3.52,84420.2
2313 Beachcomber Trail, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$2,600,000$7005/43,71580.2
1918 Oak Circle, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJun 2026$1,350,000$5503/22,454830.2
53 Oceanside Drive, Atlantic Beach, FL 32233Listed by LPT REALTY LLCMar 2026$1,450,000$4204/3.53,453250.2
2341 Fiddlers Lane, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$2,499,000$6675/3.53,74760.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,850,000
Price / Sq Ft$533
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,468
Total Structure Area4,412 sq ft
Acres1.49 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address2206 Laughing Gull Circle, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionOceanwalk
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size64,904.4 sq ft
Parcel Number1694630024

Amenities

AmenitiesBeach Access
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Trees/Woods
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchGlass Enclosed, Terrace
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 19, 2026
Days on Market2
HOA Fees$1,300 / Annually
HOA FrequencyAnnually
Tax Amount$10,949.63
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

12:00 pm - 3:00 pm

10/25/2026

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