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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a pool home in Jacksonville.

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Active

$2,995,0004 bd · 4 ba · 3,400 sq ft

Active·46 days on market

1329 Estrela Lane

Atlantic Beach, FL 32233

$2,995,000$881/sqftEst. $16,329/mo mortgageMLS# 2162290
4
Beds
4
Baths
3,400
Sq Ft
2026
Built
2
Garage
Yes
Pool
FEMA Zone AEHOA $253/mo0.73 acresWaterfrontSingle Family Residence3 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Beach

Imagine waking up every day feeling like you're on vacation. Set on .73 acres in Selva Preserve, an intimate enclave of just five homes, this new Atlantic Beach residence is another stunning build by Bold Homes, offering a rare sense of privacy, beauty and effortless coastal living. Wake to golf-to-water views across Atlantic Beach Country Club, spend afternoons by your saltwater pool and spa, and end the day around the fire overlooking the natural beauty of Sherman Creek. Even more exceptional, ownership provides the rare opportunity to bypass the nearly two-year ABCC membership waitlist and obtain a membership opportunity no longer offered--all while living just outside the gates. With 3,400 SF of beautifully designed living space and approximately 6,000 SF under roof, there is room to truly live, gather and exhale. Less than half a mile from the ocean and a golf-cart ride to Beaches Town Center, this isn't simply a home--it's the Atlantic Beach lifestyle people dream about.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$16,329
Property taxesest. at asking price, Duval County$4,890
HOAbilled annually$253
Estimated total, before insurance$21,472/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,320/yr · $860/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,995,000
$599,000
Loan Term
Monthly Payment
$16,329
Principal & Interest: $16,329
Property taxes (est.): $4,890
Insurance (est.): $1,997
Estimated Total Monthly
$23,216
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,320/yr

Estimated taxes if purchased at asking price: ~$58,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Active$2,995,000
  • Aug 25, 2026Listed$2,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $690/sq ft; this home is listed at $881/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1515 Selva Marina Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,900,000$6345/32,999300.1
556 Timber Bridge Lane, Atlantic Beach, FL 32233Listed by REAL BROKER LLCOct 2026$2,050,000$5104/3.54,02370.3
397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$2,085,000$6934/43,010790.3
1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$2,775,000$6905/4.54,020920.4
1714 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYOct 2026$1,915,000$5274/3.53,6351880.5
370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPSep 2026$2,370,000$7334/3.53,233780.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,995,000
Price / Sq Ft$881
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,400
Total Structure Area6,000 sq ft
Acres0.73 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water
Is WaterfrontYes
New ConstructionYes
Direction FacesWest

School Information

Community Information

Address1329 Estrela Lane, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSelva Preserve II
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size31,798.8 sq ft
Lot Dimensions400 x 80
Parcel Number1725640670
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, On Street
ViewGolf Course, Pond, Protected Preserve, Trees/Woods, Water
Waterfront TypeCreek, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Elevator, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Lower Level, Upper Level, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen, Other
Lot DescriptionMany Trees, On Golf Course, Wooded
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
RoofMetal
ConstructionComposition Siding, Concrete, Frame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 15, 2026
Days on Market46
HOA Fees$3,040 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,320.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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