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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 13, 2026·4 days on market·Recent sales in Atlantic Beach

411 Snapping Turtle Court E

Atlantic Beach, FL 32233

$1,680,000sold priceListed at $1,725,000 · 97.4% of asking$494/sqftMLS# 2152051
4
Beds
3.5
Baths
3,399
Sq Ft
1990
Built
2
Garage
No
Pool
FEMA Zone XHOA $108/mo0.56 acresWaterfrontSingle Family Residence1 story

About this home

Atlantic Beach

Welcome to your private coastal oasis, perfectly situated on a quiet cul-de-sac in the highly sought-after Ocean Walk neighborhood of Atlantic Beach. This stunning property offers a tranquil retreat with breathtaking, wide views of the lake, serving as a picturesque and peaceful backdrop for everyday living. Inside, you will find a bright and airy floor plan defined by soaring 10-foot ceilings and windows galore, allowing abundant natural sunlight to fill every corner of the home. The freshly painted interior provides a pristine, move-in-ready canvas. The heart of the home shines with brand-new quartz kitchen countertops and abundant cabinetry, perfect for casual morning coffee and elegant evening entertaining. Designed for both relaxation and functionality, the home features four spacious bedrooms and three and a half well-appointed bathrooms, ensuring plenty of room for family and guests to unwind in absolute comfort. You can also enjoy peace of mind, knowing the home's major systems

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,306
Property taxesest. at asking price, Duval County$2,743
HOAbilled annually$108
Estimated total, before insurance$12,157/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,367/yr · $1,281/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,680,000
$336,000
Loan Term
Monthly Payment
$9,306
Principal & Interest: $9,306
Property taxes (est.): $2,743
Insurance (est.): $1,120
Estimated Total Monthly
$13,169
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,275,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,102,849$883,930—
2024$1,168,213$858,311▼ $111
2023$1,094,012$831,856—
2022$1,188,074$1,188,074—
2021$1,039,251$493,973▲ $422,790
2020$586,944$486,463—

2025 property taxes (current owner): $15,367/yr

Estimated taxes if purchased at asking price: ~$32,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$1,725,000
  • Jul 15, 2026Pending$1,725,000
  • Jun 25, 2026Listed$1,725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $473/sq ft; this home is listed at $508/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2313 Beachcomber Trail, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$2,600,000$7005/43,71580.2
467 Inland Way, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$1,575,000$4735/3.53,33160.2
2081 Vela Norte Circle, Atlantic Beach, FL 32233Listed by KST GROUP LLCOct 2026$910,000$3543/2.52,570160.3
1978 Brista De Mar Circle, Atlantic Beach, FL 32233Listed by HOVER GIRL PROPERTIESOct 2026$1,225,000$3644/33,364630.4
2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCOct 2026$1,575,000$5544/3.52,84420.4
2028 Selva Madera Court, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,075,000$4433/2.52,427130.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,725,000
Price / Sq Ft$508
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,399
Acres0.56 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryAtlantic Beach

Community Information

Address411 Snapping Turtle Court E, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionOcean Walk
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size24,393.6 sq ft
Parcel Number1694631060

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit, Sink

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchRear Porch
RoofShingle
ConstructionStucco

Additional Information

Date ListedJune 25, 2026
Days on Market4
HOA Fees$1,300 / Annually
HOA FrequencyAnnually
Tax Amount$15,367.11
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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