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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in RiversEdge TownHomes, Jacksonville — a new construction home in Jacksonville.

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Active·45 days on market·RiversEdge TownHomes

2022 Prudential Drive

Jacksonville, FL 32207

$786,000$426/sqftEst. $4,302/moMLS# 2161372
↓ $23,000 below original list
3
Beds
3.5
Baths
1,844
Sq Ft
2026
Built
2
Garage
No
Pool

13 more homes for sale in RiversEdge TownHomes →Search RiversEdge TownHomes on the map

FEMA Zone XHOA $357/mo1,307 sqft lotTownhouse3 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

RiversEdge TownHomes

BEST AVAILABLE HOMESITE WITH VIEWS OF THE ST JOHNS. The incredible Elder under construction on homesite 14 offers views of the river to the north and east, AND overlooks a gorgeous tidal creek and preserve to the south. Luxury living with upgraded Design Studio appointments throughout, this contemporary tri-level townhome will wow you with its open design, three suites with private baths, two car garage and a 630 square feet rooftop terrace. Just imagine your outdoor living and entertaining under the stars. Come to our model home at 2010 Prudential Dr and let our onsite Sales Consultant walk you through this amazing home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,302
Property taxesest. at asking price, Duval County$1,283
HOAbilled monthly$357
Estimated total, before insurance$5,943/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,052/yr · $504/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$786,000
$157,200
Loan Term
Monthly Payment
$4,302
Principal & Interest: $4,302
Property taxes (est.): $1,283
Insurance (est.): $524
Estimated Total Monthly
$6,110
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Membrane — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,052/yr

Estimated taxes if purchased at asking price: ~$15,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Price change$786,000−$23,000
  • Aug 22, 2026Listed$809,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$786,000
Price / Sq Ft$426
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,844
Acres0.03 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleMid-Century Modern
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2022 Prudential Drive, Jacksonville, FL 32207
Area011-San Marco
SubdivisionRiversEdge TownHomes
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,306.8 sq ft
Parcel Number0800961305

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewCity, Protected Preserve, River, Trees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Lot DescriptionDead End Street, Sprinklers In Front
RoofMembrane
ConstructionBlock, Brick Veneer, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 22, 2026
Days on Market44
HOA Fees$357 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,052.25
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About RiversEdge TownHomes

RiversEdge TownHomes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all RiversEdge TownHomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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