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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in RiversEdge TownHomes, Jacksonville — a new construction home in Jacksonville.

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Active·94 days on market·RiversEdge TownHomes

2020 Prudential Drive

Jacksonville, FL 32207

$769,000$417/sqftEst. $4,226/mo mortgageMLS# 2157057
↓ $83,000 below original list
3
Beds
3.5
Baths
1,844
Sq Ft
2026
Built
2
Garage
No
Pool

14 more homes for sale in RiversEdge TownHomes →Search RiversEdge TownHomes on the map

FEMA Zone XHOA $357/mo1,307 sqft lotTownhouse3 storiesNew construction

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About this home

RiversEdge TownHomes

OUTSTANDING VIEWS OF THE RIVER AND PRESERVE. The Elder luxury town home under construction on homesite 15 features the first floor bedroom option and the super sized alternate kitchen. From the 630 SF rooftop terrace with Timber tech decking, one can enjoy views down the cul-de-sac to the stadium, to the east toward the river and the Hart bridge, and, to the south, a panorama overlooking a gorgeous tidal creek and heavily wooded preserve. 3 BRs/3.5 BAs, two car garage, open floorplan. Come to the model home at 2010 Prudential DR and sales consultant will accompany you to the home.

Next steps in RiversEdge TownHomes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,226
Property taxesest. at asking price, Duval County$1,256
HOAbilled monthly$357
Estimated total, before insurance$5,839/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,052/yr · $504/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$769,000
$153,800
Loan Term
Monthly Payment
$4,226
Principal & Interest: $4,226
Property taxes (est.): $1,256
Insurance (est.): $513
Estimated Total Monthly
$5,994
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Membrane — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,052/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Price change$769,000−$30,000
  • Aug 22, 2026Price change$799,000−$53,000
  • Aug 3, 2026Price change$852,000+$106,745
  • Jul 25, 2026Listed$745,255

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $509/sq ft; this home is listed at $417/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2042 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJul 2026$1,060,830$5093/3.52,08500
2048 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,068,849$5133/3.52,08510
2046 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$849,760$4613/3.51,84410
2054 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCApr 2026$971,725$4663/3.52,08530
2060 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,131,310$5433/3.52,08500.1
2056 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCApr 2026$777,560$4223/3.51,84420.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$769,000
Price / Sq Ft$417
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,844
Acres0.03 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleMid-Century Modern
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2020 Prudential Drive, Jacksonville, FL 32207
Area011-San Marco
SubdivisionRiversEdge TownHomes
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,306.8 sq ft
Parcel Number0800961310

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewCity, Creek/Stream, Protected Preserve, Trees/Woods

Interior

Interior FeaturesKitchen Island, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOther
Patio / PorchTerrace
RoofMembrane
ConstructionBlock, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 25, 2026
Days on Market94
HOA Fees$357 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,052.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About RiversEdge TownHomes

RiversEdge TownHomes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all RiversEdge TownHomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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