This home is in Rivertown - The Meadows, St. Johns — a home near Bartram Trail High School.
Active·61 days on market·Rivertown - The Meadows
43 Downing Drive
St. Johns, FL 32259
24 more homes for sale in Rivertown - The Meadows →Search Rivertown - The Meadows on the map
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About this home
Rivertown - The Meadows
Priced below appraised value! Skip the construction timeline and step into this move-in-ready RiverTown townhome built in 2026. Located in The Meadows at RiverTown, this 2-bedroom, 2.5-bath home offers 1,206 square feet of thoughtfully designed, low-maintenance living. The open-concept main level features a bright great room, dining area and modern kitchen with a large island, breakfast bar, pantry and stainless steel appliances. Upstairs, the spacious primary suite includes a walk-in closet and private ensuite bath. The second bedroom offers flexibility for guests, a home office or workout space. Already completed finishing touches include cabinet hardware, ceiling fans, towel holders and additional personal upgrades throughout, making it easy to unpack and settle in.
Next steps in Rivertown - The Meadows
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 17 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Park12 min drive · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)about 3 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 5 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex11 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix6 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,724/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Price change$249,000−$1,000
- Aug 31, 2026Price change$250,000−$5,000
- Aug 22, 2026Active$255,000
- Aug 21, 2026Listed$255,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 78 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $260,990 | $203 | 3/2.5 | 1,288 | 123 | 0 |
| 65 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $260,000 | $202 | 3/2.5 | 1,289 | 132 | 0 |
| 56 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $239,000 | $186 | 3/2.5 | 1,288 | 301 | 0 |
| 70 Cordelle Street, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $266,990 | $207 | 3/2.5 | 1,289 | 84 | 0 |
| 67 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $250,000 | $207 | 2/2.5 | 1,206 | 60 | 0 |
| 77 Downing Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $256,500 | $213 | 2/2.5 | 1,206 | 94 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Rivertown - The Meadows
Rivertown - The Meadows is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Rivertown - The Meadows homes for sale →Keep looking
More homes in Rivertown - The Meadows
Pending100 Cordelle StreetSt. Johns, FL 32259
2 bd · 2.5 ba · 1,206 sq ft
$257,500Est. $1,371/moLOT 100 -The Burbank floorplan offers a fresh, modern design ideal for today's homebuyers. The front door opens into a…
Listing Office: mattamy real estate services
Pending112 Cordelle StreetSt. Johns, FL 32259
2 bd · 2.5 ba · 1,206 sq ft
$257,500Est. $1,371/moLOT 112 -The Burbank floorplan offers a fresh, modern design ideal for today's homebuyers. The front door opens into a…
Listing Office: mattamy real estate services
Pending108 Cordelle StreetSt. Johns, FL 32259
3 bd · 2.5 ba · 1,288 sq ft
$259,000Est. $1,379/moLOT 102 - The Carver's two-story townhome offers a one-of-a-kind, contemporary design in a resort-style community…
Listing Office: mattamy real estate services
For Sale50 Downing DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 1,206 sq ft
$260,990Est. $1,389/moLot 125 - The thoughtfully designed Burbank townhome offers the perfect blend of comfort, functionality, and style for…
Listing Office: mattamy real estate services
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Krista Fracke
Broker Associate
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