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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·46 days on market

223 Meadow Crossing Drive

St. Augustine, FL 32086

$475,000$209/sqftEst. $2,600/moMLS# 2161052
↓ $20,000 below original list
4
Beds
2
Baths
2,270
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $54/moSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Welcome to 223 Meadow Crossing Drive, a spacious 4-bedroom, 2-bath home offering 2,270 square feet in the DeerfieldMeadows community. Built in 2018 and situated on a large corner lot, this home offers a functional, open layout with plenty of space both inside and out. At the heart of the home, the kitchen features grey shaker-style cabinetry, white quartz countertops, and a large center island that provides plenty of room for gathering, entertaining, and casual dining. The kitchen opens seamlessly to the main living area, where an electric fireplace creates a warm and inviting focal point. Built in shelving frame the fireplace. The home features four spacious bedrooms, including a generous primary suite with a large en suite bathroom complete with a double vanity, soaking tub, separate walk-in shower, and ample space to unwind. A dedicated laundry room with shelving adds convenient storage and functionality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,600
Property taxesest. at asking price, St. Johns County$632
HOAbilled quarterly$54
Estimated total, before insurance$3,286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,600
Principal & Interest: $2,600
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,549
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 1, 2026Price change$475,000−$10,000
  • Sep 2, 2026Price change$485,000−$10,000
  • Aug 20, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$209
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,270
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address223 Meadow Crossing Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionDeerfield Meadows
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1404330580
ZoningPUD

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
Patio / PorchRear Porch

Additional Information

Date ListedAugust 20, 2026
Days on Market42
HOA Fees$163 / Quarterly
HOA FrequencyQuarterly
HOA NameDeerfield Meadows
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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