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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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379 Deerfield Meadows Circle

St. Augustine, FL 32086

$590,000$324/sqftEst. $3,242/mo mortgageMLS# 2170759
3
Beds
2
Baths
1,823
Sq Ft
2020
Built
4
Garage
No
Pool
FEMA Zone XHOA $55/mo8,276 sqft lotSingle Family Residence1 story

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About this home

St. Augustine

Nestled in the historic St. Augustine, Florida, this captivating 3-bedroom, 2-bathroom home boasts remarkable upgrades and an expansive RV garage, combining sophistication with adventure. The open-concept living area creates an inviting space for family gatherings and entertainment, while the extended back lanai offers a tranquil retreat to enjoy the Florida sun and gentle breeze. Embrace the charm of St. Augustine's rich history as you revel in the convenience of nearby shopping venues and breathtaking beaches, perfect for indulging in leisure and exploration.. This home offers an opportunity to experience the best of coastal living with modern upgrades and natural beauty coming together harmoniously. Don't miss this chance to turn your dream lifestyle into a reality!

Next steps in St. Augustine

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,242
Property taxesest. at asking price, St. Johns County$785
HOAbilled quarterly$55
Estimated total, before insurance$4,082/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,685/yr · $474/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,242
Principal & Interest: $3,242
Property taxes (est.): $785
Insurance (est.): $393
Estimated Total Monthly
$4,421
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:46 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,685/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$590,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Osprey Marsh Lane, St. Augustine, FL 32086Listed by LOKATIONOct 2026$335,000$2143/21,5641270.7
38 Litke Lane, St. Augustine, FL 32086Listed by DAVIDSON REALTY, INC.Aug 2026$365,000$1603/2.52,2803330.8
4945 Moultrie Reserve Court, St. Augustine, FL 32086Listed by COMPASS FLORIDA LLCJul 2026$610,000$3213/31,90070.8
44 Moonbeam Road, St. Augustine, FL 32086Listed by NON MLS (realMLS)Aug 2026$365,860$2733/21,34201
5540 Datil Pepper Road, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$515,000$3353/21,536511
404 Talbot Bay Drive, St. Augustine, FL 32086Listed by ENTERA REALTY LLCSep 2026$350,000$1483/22,3573821.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$590,000
Price / Sq Ft$324
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,823
Acres0.19 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address379 Deerfield Meadows Circle, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionDeerfield Meadows
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size8,276.4 sq ft
Parcel Number1404330180
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Kitchen Island, Open Floorplan, Smart Thermostat
AppliancesConvection Oven, Dishwasher, Disposal
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Screened
FencingInvisible
RoofShingle
ConstructionComposition Siding, Fiber Cement

Additional Information

Date ListedOctober 24, 2026
Days on Market1
HOA Fees$165 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,685.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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