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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Jun 24, 2026·50 days on market·Recent sales in Ponte Vedra Beach

657 Ponte Vedra Boulevard 657D

Ponte Vedra Beach, FL 32082

$1,850,000sold priceListed at $1,875,000 · 98.7% of asking$1243/sqftMLS# 2136865
2
Beds
2
Baths
1,488
Sq Ft
1982
Built
1
Garage
No
Pool
HOA $784/moWaterfrontCondominium1 story

About this home

Ponte Vedra Beach

This gorgeous oceanfront condo has been fully & thoughtfully redesigned - it's a showstopper. The light-filled residence showcases stunning designer finishes throughout, including warm wood floors, sophisticated lighting, a beautiful kitchen with sleek cabinetry, quartz countertops, and designer backsplash. There's a stylish and convenient bar area that's great for entertaining. The bathrooms offer spa-like appeal with high-end fixtures and thoughtful design. The open-concept living space is perfectly positioned to capture breathtaking, unobstructed ocean views, creating a serene coastal retreat. Enjoy the stunning sunroom with floor to ceiling windows in a picturesque setting ideal for relaxing or entertaining. Centrally located near premier clubs, dining, and shopping. Garage included a rare and valuable feature. A true turnkey opportunity to experience the best of beachfront living! Ask about our Preferred Membership Opportunities to The Ponte Vedra Inn & Club and The Lodge & Club

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,247
Property taxesest. at asking price, St. Johns County$2,462
HOAbilled quarterly$784
Estimated total, before insurance$13,493/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,236/yr · $1,103/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,850,000
$370,000
Loan Term
Monthly Payment
$10,247
Principal & Interest: $10,247
Property taxes (est.): $2,462
Insurance (est.): $1,233
Estimated Total Monthly
$13,942
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $1,150,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,249,200$953,327—
2024$975,752$925,752—
2023$967,602$917,602—
2022$658,000$266,542—
2021$603,560$257,322—
2020$593,560$253,079—

2025 property taxes (current owner): $13,236/yr

Estimated taxes if purchased at asking price: ~$29,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $400/sq ft; this home is listed at $1,260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
693 Ponte Vedra Boulevard 106D, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCSep 2026$1,925,000$1,2423/31,55060.2
695 Ponte Vedra Boulevard 202, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$1,975,000$1,0973/21,8001170.2
15 Sea Winds Lane E, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC.Aug 2026$705,000$4003/21,761660.3
799 Sandpiper Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$2792/21,113820.5
730 Tidewater Court, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$300,000$2472/21,215180.5
695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCAug 2026$175,000$1392/21,260700.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,875,000
Price / Sq Ft$1,260
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,488
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address657 Ponte Vedra Boulevard 657D, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionRetreat
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0614866574

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBuilt-in Features, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LaundryIn Unit

Additional Information

Date ListedMarch 26, 2026
Days on Market50
HOA Fees$2,352 / Quarterly
HOA FrequencyQuarterly
Tax Amount$13,236.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines