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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Aug 28, 2026·66 days on market·Recent sales in Ponte Vedra Beach

15 Sea Winds Lane E

Ponte Vedra Beach, FL 32082

$705,000sold priceListed at $725,000 · 97.2% of asking$400/sqftMLS# 2145504
3
Beds
2
Baths
1,761
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $865/moWaterfrontCondominium1 story

About this home

Ponte Vedra Beach

Experience the best of Ponte Vedra Beach living in this 3-bedroom, 2-bath end-unit condo offering 1,761 square feet, or nearly 2,000 square feet if the lanai is enclosed, nestled east of A1A in a charming, tree-lined community with private beach access via a scenic boardwalk. Wake up to tranquil pond views, abundant natural light, and frequent visits from local wildlife. With a 6-month minimum rental policy, this property is ideal as a primary residence, vacation getaway, or investment opportunity. A 2022 HVAC provides added peace of mind. Enjoy scenic walking paths and an unbeatable location just minutes from The Lodge & Club, TPC Sawgrass, boutique shopping, restaurants, coffee shops, Trader Joe's, Publix, and JTB. HOA dues include building and flood insurance, exterior and grounds maintenance, water, sewer, and trash for convenient, low-maintenance coastal living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,905
Property taxesest. at asking price, St. Johns County$938
HOAbilled monthly$865
Estimated total, before insurance$5,708/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,567/yr · $464/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$705,000
$141,000
Loan Term
Monthly Payment
$3,905
Principal & Interest: $3,905
Property taxes (est.): $938
Insurance (est.): $470
Estimated Total Monthly
$5,313
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records indicate this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,459 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$639,000$369,810—
2024$620,000$358,680—
2023$585,900$346,777—
2022$408,000$335,220—
2021$374,000$324,000—
2020$290,000$132,996—

2025 property taxes (current owner): $5,567/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$725,000
  • Jul 22, 2026Active Under Contract$725,000
  • May 15, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $816/sq ft; this home is listed at $412/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
30 Sea Winds Lane N, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJun 2026$1,165,000$5833/22,000320.1
600 Ponte Vedra Boulevard 205, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,675,000$8163/22,05320.2
132 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$485,000$3732/21,300940.3
657 Ponte Vedra Boulevard 657D, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$1,850,000$1,2432/21,488500.3
136 Ponte Vedra Colony Circle 136, Ponte Vedra Beach, FL 32082Listed by RIVERPOINT REAL ESTATEJun 2026$620,000$3293/31,8851100.3
693 Ponte Vedra Boulevard 106D, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCSep 2026$1,925,000$1,2423/31,55060.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$725,000
Price / Sq Ft$412
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,761
Total Structure Area1,945 sq ft
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address15 Sea Winds Lane E, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionThe Innlet
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0621630112

Amenities

Community FeaturesSidewalks
UtilitiesCable Available
Water SourcePublic
ParkingOther, Guest
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened

Additional Information

Date ListedMay 15, 2026
Days on Market66
HOA Fees$865 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$5,567.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines