This home is in Ponte Vedra Beach.
Active·61 days on market
15 Sea Winds Lane E
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Experience the best of Ponte Vedra Beach living in this 3-bedroom, 2-bath end-unit condo offering 1,761 square feet, or nearly 2,000 square feet if the lanai is enclosed, nestled east of A1A in a charming, tree-lined community with private beach access via a scenic boardwalk. Wake up to tranquil pond views, abundant natural light, and frequent visits from local wildlife. With a 6-month minimum rental policy, this property is ideal as a primary residence, vacation getaway, or investment opportunity. A 2022 HVAC provides added peace of mind. Enjoy scenic walking paths and an unbeatable location just minutes from The Lodge & Club, TPC Sawgrass, boutique shopping, restaurants, coffee shops, Trader Joe's, Publix, and JTB. HOA dues include building and flood insurance, exterior and grounds maintenance, water, sewer, and trash for convenient, low-maintenance coastal living.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $639,000 | $369,810 | — |
| 2024 | $620,000 | $358,680 | — |
| 2023 | $585,900 | $346,777 | — |
| 2022 | $408,000 | $335,220 | — |
| 2021 | $374,000 | $324,000 | — |
| 2020 | $290,000 | $132,996 | — |
2025 property taxes (current owner): $5,567/yr
Estimated taxes if purchased at asking price: ~$11,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records indicate this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,459 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 15, 2026Listed$725,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Ponte Vedra Beach
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines