This home is in Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.
Active Under Contract·129 days on market
695 Ponte Vedra Boulevard 202
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Great investment opportunity- short-term rentals permitted! Low HOA fees compared to other oceanfront condominiums in the area! Wake up to the sound of the waves & enjoy unobstructed ocean views from this beautifully updated second-floor oceanfront condo in sought-after Ponte Vedra Beach. Step inside to a bright, airy living space where a wall of sliding glass doors floods the home with natural light & opens to an enclosed glass patio--perfect for relaxing or entertaining while soaking in the coastal scenery. The remodeled kitchen is both stylish and functional, featuring crisp white cabinetry, granite countertops, stainless steel appliances, a double oven, & recessed lighting. Designed for comfort & convenience, the condo features laminate wood-look flooring throughout, tile in wet areas, smooth knockdown ceilings, a 3-year-old A/C system, & a dedicated storage room. The primary suite includes a remodeled master bath w/ a walk-in tile shower and a double vanity w/ ambient lighting.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,269,450 | $1,218,728 | — |
| 2024 | $1,269,450 | $1,043,903 | — |
| 2023 | $1,269,450 | $949,003 | — |
| 2022 | $950,000 | $862,730 | — |
| 2021 | $850,000 | $784,300 | — |
| 2020 | $713,000 | $713,000 | — |
2025 property taxes (current owner): $17,210/yr
Estimated taxes if purchased at asking price: ~$31,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,699 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 18, 2026Active Under Contract$1,999,000
- Aug 13, 2026Price change$1,999,000−$151,000
- Aug 13, 2026Price change$2,150,000+$250,000
- Aug 13, 2026Price change$1,900,000−$250,000
- Jul 13, 2026Active Under Contract$2,150,000
- Apr 23, 2026Listed$2,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Ponte Vedra Beach
Ponte Vedra Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines