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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.

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Sold

Sold·Closed Aug 31, 2026·117 days on market·Recent sales in Ponte Vedra Beach

695 Ponte Vedra Boulevard 202

Ponte Vedra Beach, FL 32082

$1,975,000sold priceListed at $1,999,000 · 98.8% of asking$1097/sqftMLS# 2140674
3
Beds
2
Baths
1,800
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone VEHOA $98/moWaterfrontCondominium1 story

About this home

Ponte Vedra Beach

Great investment opportunity- short-term rentals permitted! Low HOA fees compared to other oceanfront condominiums in the area! Wake up to the sound of the waves & enjoy unobstructed ocean views from this beautifully updated second-floor oceanfront condo in sought-after Ponte Vedra Beach. Step inside to a bright, airy living space where a wall of sliding glass doors floods the home with natural light & opens to an enclosed glass patio--perfect for relaxing or entertaining while soaking in the coastal scenery. The remodeled kitchen is both stylish and functional, featuring crisp white cabinetry, granite countertops, stainless steel appliances, a double oven, & recessed lighting. Designed for comfort & convenience, the condo features laminate wood-look flooring throughout, tile in wet areas, smooth knockdown ceilings, a 3-year-old A/C system, & a dedicated storage room. The primary suite includes a remodeled master bath w/ a walk-in tile shower and a double vanity w/ ambient lighting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,940
Property taxesest. at asking price, St. Johns County$2,628
HOAbilled annually$98
Estimated total, before insurance$13,666/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,210/yr · $1,434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,975,000
$395,000
Loan Term
Monthly Payment
$10,940
Principal & Interest: $10,940
Property taxes (est.): $2,628
Insurance (est.): $1,317
Estimated Total Monthly
$14,884
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,269,450$1,218,728—
2024$1,269,450$1,043,903—
2023$1,269,450$949,003—
2022$950,000$862,730—
2021$850,000$784,300—
2020$713,000$713,000—

2025 property taxes (current owner): $17,210/yr

Estimated taxes if purchased at asking price: ~$31,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$1,999,000
  • Aug 18, 2026Active Under Contract$1,999,000
  • Aug 13, 2026Price change$1,999,000−$151,000
  • Aug 13, 2026Price change$2,150,000+$250,000
  • Aug 13, 2026Price change$1,900,000−$250,000
  • Jul 13, 2026Active Under Contract$2,150,000
  • Apr 23, 2026Listed$2,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $400/sq ft; this home is listed at $1,111/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
693 Ponte Vedra Boulevard 106D, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCSep 2026$1,925,000$1,2423/31,55060
657 Ponte Vedra Boulevard 657D, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$1,850,000$1,2432/21,488500.2
646 Ponte Vedra Boulevard B, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2025$575,000$3472/2.51,6572620.2
15 Sea Winds Lane E, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC.Aug 2026$705,000$4003/21,761660.5
695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCAug 2026$175,000$1392/21,260700.5
695 N A1A 25, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$235,000$1563/2.51,510320.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,999,000
Price / Sq Ft$1,111
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,800
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address695 Ponte Vedra Boulevard 202, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionOcean Manor I
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0622220202

Amenities

AmenitiesBeach Access, Management - Full Time
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Garage Door Opener, Underground
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsTwo
LaundryIn Unit
SecurityFire Alarm, Key Card Entry

Exterior

Patio / PorchCovered, Glass Enclosed
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2026
Days on Market117
HOA Fees$1,176 / Annually
HOA FrequencyAnnually
HOA NameAssoc. Management of Ponte Vedra
HOA Fee IncludesSewer, Trash, Water
Tax Amount$17,210.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines