This home is in Jacksonville.
Active·66 days on market
11563 N Dunes Way Drive
Jacksonville, FL 32225
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Needs Some Light TLC. Possible rate buy down or closing cost assistance. NO HOA dues. Home Warranty Included w/acceptable offer. See this 2-bedroom, 2.5-bath townhouse offering 1,320 sq. ft. of living space. Great layout, excellent location! first-time buyers, downsizers, or investors looking for a move-in ready property. bright and open floor plan with plenty of natural light. roof replaced 4/15/2016. the open kitchen offers plenty of cabinet space, functional countertops, and a breakfast bar that flows seamlessly into the dining and living areas. A cozy fireplace anchors the living room, creating a welcoming space for gatherings. Upstairs, you'll find two spacious bedrooms, each with generous closet space, along with two full bathrooms for added convenience. The half bath downstairs is perfect for guests, and a separate laundry room makes daily living even more functional. Outside, enjoy your own private retreat with a fenced backyard, and upstairs balcony overlooking the park.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (9&10)about 7 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 2 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 3 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 0.1 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 0.5 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:35 AM, sunset 6:45 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,516/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Price change$169,900−$5,000
- Oct 5, 2026Price change$174,900−$5,000
- Sep 28, 2026Price change$179,900−$5,000
- Sep 24, 2026Price change$184,900−$2,800
- Sep 14, 2026Price change$187,700−$2,200
- Sep 13, 2026Price change$189,900−$2,600
- Sep 10, 2026Price change$192,500−$5,000
- Sep 8, 2026Price change$197,500−$2,400
- Aug 29, 2026Price change$199,900−$2,600
- Aug 25, 2026Price change$202,500−$2,500
- Aug 24, 2026Price change$205,000−$2,000
- Aug 19, 2026Listed$207,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $129/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11608 Dunes Way Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $218,000 | $191 | 2/2 | 1,144 | 95 | 0 |
| 11659 Dunes Way Drive N, Jacksonville, FL 32225Listed by REALTY ZOOM | Aug 2026 | $137,000 | $100 | 2/2 | 1,372 | 51 | 0.1 |
| 11302 Derringer Circle S, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $250,000 | $186 | 3/2 | 1,342 | 4 | 0.3 |
| 11870 Ashbrook Circle N, Jacksonville, FL 32225Listed by COASTAL REALTY JAX | May 2026 | $185,000 | $147 | 2/2.5 | 1,258 | 1 | 0.3 |
| 1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTY | Sep 2026 | $180,000 | $147 | 2/2 | 1,226 | 33 | 0.4 |
| 1879 Oak Water Drive, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jun 2026 | $210,000 | $145 | 2/2 | 1,450 | 26 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIN REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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