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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·26 days on market·Recent sales in Jacksonville

1879 Oak Water Drive

Jacksonville, FL 32225

$210,000sold priceListed at $209,900 · 100% of asking$145/sqftMLS# 2146185
2
Beds
2
Baths
1,450
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA3,485 sqft lotTownhouse2 stories

About this home

Jacksonville

Same owner for over 20 years and well taken care of 2/2 townhouse with no HOA fees. Carpet was recently installed, HVAC and water heater very new. Townhouse has good size fenced in backyard, off street parking and room to garden.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, Duval County$343
Estimated total, before insurance$1,506/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,689/yr · $307/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $343
Insurance (est.): $140
Estimated Total Monthly
$1,646
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$188,001$188,001—
2024$178,765$0▲ $9,958
2023$170,034$0▲ $25,110
2022$139,150$0—
2021$117,235$0—
2020$117,474$0—

2025 property taxes (current owner): $3,689/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $145/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTYSep 2026$180,000$1472/21,226330
1925 Oak Water Drive, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTSJun 2026$200,000$1422/21,40400
11477 Ft Caroline Lakes Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$270,000$1784/3.51,517520.1
11648 Ft Caroline Lakes Drive, Jacksonville, FL 32225Listed by FADER & CO REALTY LLCSep 2026$261,000$1783/21,46950.3
11690 Tanager Drive, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERYJul 2026$235,000$1673/2.51,4041070.3
1830 Willowood Drive, Jacksonville, FL 32225Listed by CENTURY 21 LIGHTHOUSE REALTYApr 2026$174,000$1393/21,256770.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$209,900
Price / Sq Ft$145
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,450
Acres0.08 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address1879 Oak Water Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionOak Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size3,484.8 sq ft
Parcel Number1612305134
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

AppliancesDryer, Electric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsOne and One Half

Additional Information

Date ListedMay 20, 2026
Days on Market26
Tax Amount$3,688.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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