This home is in Jacksonville.
$349,000Sold4 bd · 2.5 ba · 1,960 sq ft
Sold·Closed Sep 17, 2026·2 days on market·Recent sales in Jacksonville
1169 Montego Road E
Jacksonville, FL 32216
About this home
Jacksonville
Located in the heart of Jacksonville, this well-maintained single-story brick ranch offers nearly 2,000 square feet, 4 bedrooms, and 2.5 baths on a large lot. The spacious layout features comfortable living areas, generously sized bedrooms, and the ease of one-level living. Classic parquet flooring runs throughout the main living spaces and all four bedrooms, adding warmth and character to the home. Meticulously maintained over the years, this home has been lovingly cared for and offers a wonderful opportunity for its next owner. Recent updates include a brand-new HVAC system, 2019 roof, and 2019 water heater. The large lot offers plenty of space for outdoor living, gardening, a pool, or simply room to spread out. Conveniently located just minutes from Downtown Jacksonville, St. Johns Town Center, shopping, dining, and major roadways, this is a great opportunity to own a spacious brick ranch in a central Jacksonville location.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,667 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 11 mi · 50 parking spaces
Closest park or preserve
Reddie Point Preserveabout 7 mi · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 0.8 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Bee Street Park – Paddlecraft Accessabout 4 mi · Saint Johns River
Closest youth league fields
Holiday Hill Elementary School Parkabout 0.6 mi · Baseball, Softball
Closest grocery store
Walmart Supercenterabout 1 mi · 8808 Beach Boulevard, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,435/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 18, 2026Closed$349,000
- Sep 16, 2026Pending$349,000
- Aug 23, 2026Active Under Contract$349,000
- Aug 21, 2026Active$349,000
- Aug 19, 2026Listed$349,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 924 Aries Road W, Jacksonville, FL 32216Listed by ENTERA REALTY LLC | Oct 2026 | $304,000 | $183 | 3/2 | 1,657 | 61 | 0.4 |
| 7004 Altama Road, Jacksonville, FL 32216Listed by WATSON REALTY CORP | Sep 2026 | $345,000 | $230 | 3/2 | 1,497 | 79 | 0.6 |
| 560 Mandalay Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS | Sep 2026 | $340,000 | $181 | 3/2 | 1,879 | 57 | 0.6 |
| 1634 East Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $380,000 | $216 | 4/2 | 1,761 | 46 | 0.7 |
| 1623 West Road, Jacksonville, FL 32216Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $320,000 | $200 | 4/3 | 1,599 | 7 | 0.8 |
| 400 Cranes Landing Court, Jacksonville, FL 32216Listed by EXP REALTY LLC | Oct 2026 | $290,000 | $192 | 3/2 | 1,514 | 215 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Sold by: 904 REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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