Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 40
Active Under Contract

Active Under Contract·114 days on market

962 Grove Park Drive E

Orange Park, FL 32073

$359,000$161/sqftEst. $1,989/moMLS# 2151426
↓ $16,000 below original list
5
Beds
3
Baths
2,232
Sq Ft
1973
Built
—
Garage
No
Pool
FEMA Zone XNo HOA13,504 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to a move-in-ready 5-bed, 3-bath home with 2,200+ sq ft of thoughtfully updated living space: the 2026 renovation touched everything that matters. NEW ROOF. A Brand-new kitchen and remodeled baths set the tone, while updated electrical, a whole-home re-pipe, new water heater, and fresh interior paint mean you unpack, not renovate. Knockdown ceilings, new flooring, doors, baseboards, lighting, ceiling fans, outlets, switches, AC vents, and hardware complete the top-to-bottom refresh. HVAC replaced in 2019. The former garage was converted the right way: flexible space perfect for multi-generational living, a rec room, or a rental opportunity. Add a spacious indoor laundry room and a fully fenced backyard, and you've got function and comfort in every corner. All the heavy lifting is done. The only thing left is to make this house your home before someone else does. POSSIBLE RENTAL OPPORTUNITY, CALL FOR DETAILS

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,989
Property taxesest. at asking price, Clay County$550
Estimated total, before insurance$2,539/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,181/yr · $348/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,000
$71,800
Loan Term
Monthly Payment
$1,989
Principal & Interest: $1,989
Property taxes (est.): $550
Insurance (est.): $239
Estimated Total Monthly
$2,778
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$264,072$241,313—
2024$262,075$219,376—
2023$253,159$199,433—
2022$213,261$181,303—
2021$164,821$164,821—
2020$156,485$156,485—

2025 property taxes (current owner): $4,181/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Active Under Contract$359,000
  • Sep 30, 2026Price change$359,000+$30,000
  • Sep 30, 2026Price change$329,000−$13,500
  • Sep 21, 2026Price change$342,500−$7,400
  • Sep 15, 2026Price change$349,900−$10,000
  • Jul 28, 2026Price change$359,900−$10,000
  • Jul 9, 2026Price change$369,900−$5,100
  • Jun 19, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1042 Grove Park Lane, Orange Park, FL 32073Listed by AJ REALTY GROUP FLORIDA INCSep 2026$399,900$2254/21,780150.1
1339 Grove Park Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTSSep 2026$376,000$1693/2.52,222630.3
200 Debarry Avenue, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$309,000$1824/21,699350.4
1303 Red Maple Court, Orange Park, FL 32073Listed by ENGEL & VOLKERS FIRST COASTAug 2026$360,000$1644/22,190210.5
1728 Alder Drive, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$338,833$1863/21,82580.5
1310 Dolphin Street, Orange Park, FL 32073Listed by MAXXUM REALTY SERVICES, INC.Sep 2026$370,000$2044/21,814640.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,000
Price / Sq Ft$161
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,232
Acres0.31 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

ElementaryGrove Park
MiddleOrange Park

Community Information

Address962 Grove Park Drive E, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionGrove Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size13,503.6 sq ft
Parcel Number41042602017706400
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingChain Link, Wood
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedJune 19, 2026
Days on Market105
Tax Amount$4,181.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines