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Active

$360,0003 bd · 2 ba · 1,898 sq ft

Active·51 days on market

506 Kevin Drive

Orange Park, FL 32073

$360,000$190/sqftEst. $1,963/mo mortgageMLS# 2164116
↓ $20,000 below original list
3
Beds
2
Baths
1,898
Sq Ft
1981
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to this beautifully renovated 3 bedroom, 2 bath with office/den all-brick home, offering timeless curb appeal with modern updates throughout. Step inside to discover brand new LVP flooring throughout, fresh interior and exterior paint, and a bright, updated feel in every room. The remodeled kitchen features soft-close cabinetry and quartz countertops. Both bathrooms have been tastefully renovated with new vanities and stylish tile finishes. Additional major updates include an architectural roof installed in 2025, a Trane A/C unit from 2022, water heater from 2022 and updated plumbing and electrical systems, providing peace of mind for years to come. Enjoy Florida living from the screened in porch, overlooking a spacious, shaded backyard perfect for morning coffee, outdoor entertaining, or relaxing in the shade.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,963
Property taxesest. at asking price, Clay County$552
Estimated total, before insurance$2,514/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,489/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,963
Principal & Interest: $1,963
Property taxes (est.): $552
Insurance (est.): $240
Estimated Total Monthly
$2,754
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,240 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,489/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$360,000−$12,500
  • Sep 24, 2026Price change$372,500−$7,500
  • Sep 9, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
516 Kevin Drive, Orange Park, FL 32073Listed by ENTERA REALTY LLCOct 2026$314,900$1714/21,844370.1
1310 Dolphin Street, Orange Park, FL 32073Listed by MAXXUM REALTY SERVICES, INC.Sep 2026$370,000$2044/21,814640.2
1485 N Dolphin Street, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$260,000$1343/21,947780.2
200 Debarry Avenue, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$309,000$1824/21,699350.4
1303 Red Maple Court, Orange Park, FL 32073Listed by ENGEL & VOLKERS FIRST COASTAug 2026$360,000$1644/22,190210.4
1042 Grove Park Lane, Orange Park, FL 32073Listed by AJ REALTY GROUP FLORIDA INCSep 2026$399,900$2254/21,780150.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$190
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,898
Acres0.23 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryGrove Park, reported on 35 other Grove Park listings
MiddleOrange Park, reported on 37 other Grove Park listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address506 Kevin Drive, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionGrove Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size10,018.8 sq ft
Parcel Number05042601982802000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick

Additional Information

Date ListedSeptember 9, 2026
Days on Market51
Tax Amount$4,488.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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