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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·4 days on market

506 Kevin Drive

Orange Park, FL 32073

$380,000$200/sqftEst. $1,974/moMLS# 2164116
3
Beds
2
Baths
1,898
Sq Ft
1981
Built
2
Garage
No
Pool

About this home

Orange Park

Welcome to this beautifully renovated 3 bedroom, 2 bath with office/den all-brick home, offering timeless curb appeal with modern updates throughout. Step inside to discover brand new LVP flooring throughout, fresh interior and exterior paint, and a bright, updated feel in every room. The remodeled kitchen features soft-close cabinetry and quartz countertops. Both bathrooms have been tastefully renovated with new vanities and stylish tile finishes. Additional major updates include an architectural roof installed in 2025, a Trane A/C unit from 2022, water heater from 2022 and updated plumbing and electrical systems, providing peace of mind for years to come. Enjoy Florida living from the screened in porch, overlooking a spacious, shaded backyard perfect for morning coffee, outdoor entertaining, or relaxing in the shade.

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$1,974
Principal & Interest: $1,974
Property taxes (est.): $582
Insurance (est.): $253
Estimated Total Monthly
$2,809
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,974
Property taxesest. at asking price, Clay County$582
Estimated total, before insurance$2,556/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,489/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,489/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,240 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$380,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,898
Acres0.23 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address506 Kevin Drive, Orange Park, FL 32073
Area132-Bellair/Grove Park
SubdivisionGrove Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size10,018.8 sq ft
Parcel Number05042601982802000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick

Additional Information

Date ListedSeptember 9, 2026
Days on Market1
Tax Amount$4,488.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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