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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 25, 2026·149 days on market·Recent sales in Jacksonville

2305 Jayson Avenue

Jacksonville, FL 32208

$132,500sold priceListed at $138,900 · 95.4% of asking$140/sqftMLS# 2138233
3
Beds
1.5
Baths
946
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This move-in ready home has been extensively updated and thoughtfully improved throughout. The remodeled kitchen features granite countertops, stainless steel appliances, new cabinetry, and a modern backsplash. Additional upgrades include fresh interior paint, luxury vinyl plank flooring throughout, a new roof, new well pump, and updated plumbing. All kitchen appliances, along with the washer, dryer, and water softener, convey with the sale. The property is also scheduled to be connected to city sewer and water at no cost to the owner per JEA, with documentation available upon request. Situated on a large lot and built with durable concrete block construction, this home offers both peace of mind and long-term value. With major systems already updated, it presents an excellent opportunity for investors seeking immediate rental income or future appreciation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$734
Property taxesest. at asking price, Duval County$216
Estimated total, before insurance$950/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,886/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$132,500
$26,500
Loan Term
Monthly Payment
$734
Principal & Interest: $734
Property taxes (est.): $216
Insurance (est.): $88
Estimated Total Monthly
$1,039
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $95,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$86,494$86,304▲ $5,898
2024$78,459$78,459▲ $3,738
2023$81,399$81,399—
2022$76,935$67,437—
2021$62,876$61,307▲ $5,424
2020$55,734$55,734—

2025 property taxes (current owner): $1,886/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$138,900
  • Aug 30, 2026Pending$138,900
  • Aug 19, 2026Price change$138,900−$10,100
  • Jul 30, 2026Price change$149,000−$5,500
  • Jul 15, 2026Price change$154,500−$500
  • Apr 3, 2026Listed$155,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2187 5th Avenue, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$240,020$1993/21,20900.2
9071 3rd Avenue, Jacksonville, FL 32208Listed by THIRDSTONE PROPERTIES LLCOct 2026$115,000$1353/18501710.6
9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTYSep 2026$80,000$773/11,0401360.7
3058 Date Street, Jacksonville, FL 32218Listed by RPB REALTY,INCAug 2026$239,900$2003/21,2001240.7
8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$167,000$1403/21,196530.8
8952 7th Avenue, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$225,020$1902/21,18400.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$138,900
Price / Sq Ft$147
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage946
Acres0.16 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2305 Jayson Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRiverhills Park
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size6,969.6 sq ft
Parcel Number0295290000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Off Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Side Porch
ConstructionBlock

Additional Information

Date ListedApril 3, 2026
Days on Market149
Tax Amount$1,886.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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