This home is in Jacksonville.
Pending·20 days on market
9121 Adams Avenue
Jacksonville, FL 32208
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Make this one yours now because this 2 bedroom/1 bath home is ready for a new owner! Eat-in Kitchen has neutral counters, white shaker cabinets and appliances. Bath features a new vanity with cultured marble sink. Ceramic tile throughout, new lighting fixtures, 6-panel and louvered doors and a fresh coat of paint make this home bright light and move-in ready. Enjoy outdoor fun in the partially fenced backyard and covered areas. Roof 2022; HVAC 2018: Drainfield 2023. Located between the airport and Downtown Jacksonville.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,284 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,417/yr
Estimated taxes if purchased at asking price: ~$2,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Pending$99,900
- Sep 21, 2026Listed$99,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $154/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9170 Madison Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Jun 2026 | $75,000 | $106 | 2/1 | 708 | 149 | 0.1 |
| 9035 Adams Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLC | Jul 2025 | $94,000 | $140 | 2/1 | 672 | 91 | 0.1 |
| 9162 6th Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLC | Jun 2026 | $104,900 | $156 | 2/1 | 672 | 47 | 0.4 |
| 9152 6th Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLC | Feb 2026 | $119,000 | $150 | 2/1 | 792 | 16 | 0.4 |
| 8719 5th Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLC | May 2025 | $85,000 | $121 | 2/1 | 700 | 45 | 0.6 |
| 937 Stark Street, Jacksonville, FL 32208Listed by REAL BROKER LLC | Aug 2025 | $124,500 | $156 | 2/1 | 800 | 17 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: POWERS REAL ESTATE SOLUTIONS LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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