This home is in Jacksonville.

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Active

Active·111 days on market

9071 3rd Avenue

Jacksonville, FL 32208

$124,000$146/sqftEst. $660/moMLS# 2135668

Beds

Baths

850

Sq Ft

1966

Built

—

Garage

Pool

About this home

Jacksonville

Charming 3BR/1BA bungalow on a quiet street with excellent investment potential. Features a spacious, welcoming layout, a private backyard perfect for relaxing or entertaining, and a large driveway with ample off-street parking. This home was previously used as a rental and brought in $1295 per month so it works great as an investment as well as a primary home. Major updates include roof (2018), septic tank and drain field replaced in 2021-2022, along with new sewer lines and septic pump for added peace of mind. Washer/dryer and kitchen refrigerator belong to tenants; owner's refrigerator (located in a bedroom) conveys. Photos taken prior to occupancy--see video for current condition. NO SELLER FINANCE OR SUB TO.

Cost to own

Mortgage calculator

Home Price

$124,000

Down Payment: 20%

$24,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$660

Principal & Interest: $660

Est. Taxes & Insurance: $165

Estimated Total Monthly

$825

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$660

Property taxesest. at asking price, Duval County$202

Estimated total, before insurance$862/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$141,818	$141,818	▲ $9,667

2025 property taxes (current owner): $2,870/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~875 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History