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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 5, 2026·171 days on market·Recent sales in Jacksonville

9071 3rd Avenue

Jacksonville, FL 32208

$115,000sold priceListed at $117,250 · 98.1% of asking$135/sqftMLS# 2135668
3
Beds
1
Baths
850
Sq Ft
1966
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 9071 3rd Avenue, a charming 3BR/1BA bungalow located on a quiet Jacksonville street with excellent potential for both homeowners and investors. The home features a spacious and inviting layout, comfortable living areas, and a private backyard ideal for relaxing or entertaining. A large driveway provides ample off-street parking for residents and guests. Previously used as a rental, this property generated $1,295 per month in income, making it a strong investment opportunity or an affordable primary residence. Major updates include a roof replaced in 2018, septic tank and drain field replaced in 2021-2022, plus new sewer lines and a new septic pump for added peace of mind and reduced maintenance concerns. Whether you're looking to expand your portfolio or find your next home, this property offers value and versatility. No seller financing or subject-to offers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Property taxesest. at asking price, Duval County$188
Estimated total, before insurance$825/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,870/yr · $239/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Property taxes (est.): $188
Insurance (est.): $77
Estimated Total Monthly
$901
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~875 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$141,818$141,818▲ $9,667
2024$132,813$132,813▲ $11,597
2023$126,946$126,946▲ $19,665
2022$102,845$102,845—
2021$71,770$71,051▲ $4,945
2020$64,592$64,592▲ $11,914

2025 property taxes (current owner): $2,870/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$117,250
  • Sep 5, 2026Active Under Contract$117,250
  • Aug 17, 2026Price change$117,250−$2,650
  • Jul 27, 2026Price change$119,900−$3,600
  • Jul 9, 2026Price change$123,500−$500
  • Mar 19, 2026Listed$124,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $98/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8942 5th Avenue, Jacksonville, FL 32208Listed by KELLER WILLIAMS ST JOHNSAug 2026$209,999$2043/21,027660.2
2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$105,000$982/11,0742580.3
9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTYSep 2026$80,000$773/11,0401360.4
1707 Grand Street, Jacksonville, FL 32208Listed by 1 REALTY CORPJul 2026$90,000$953/1945110.4
2305 Jayson Avenue, Jacksonville, FL 32208Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$132,500$1403/1.59461490.6
9604 Woodland Avenue, Jacksonville, FL 32208Listed by INTEGRITY KEY REALTY LLCJul 2026$75,000$743/11,020790.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$117,250
Price / Sq Ft$138
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage850
Acres0.11 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address9071 3rd Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRio Vista
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size4,791.6 sq ft
Parcel Number0366510000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Road SurfacePaved

Additional Information

Date ListedMarch 19, 2026
Days on Market171
Tax Amount$2,870.03
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THIRDSTONE PROPERTIES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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