Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

1 / 69

Active

Active·14 days on market

7900 Concord Boulevard W

Jacksonville, FL 32208

$619,000$209/sqftEst. $3,199/moMLS# 2160624

Beds

Baths

2,961

Sq Ft

1942

Built

—

Garage

Pool

About this home

Jacksonville

From the Seller: ''Rare legal two-dwelling waterfront compound with income support and true boating utility! Approx. 2,961 sq ft across a historic 1,653 sq ft cabin and detached 1,308 sq ft ''Unit A''. The furnished cabin operates as an established VRBO with 220+ positive reviews and recent documented booking history. Unit A previously rented long-term for $1,450-$1,475/month. Property features two operational 10,000-lb covered boat lifts with low-tide boat access, navigable to the ocean. Improvements include roofs, dock/decking work, bracing, chimney stabilization, fencing, mini split A/C's and more! Newer siding and windows on Unit A. Ideal for a boater, lifestyle investor, house-hacker, owner-user, or STR operator. Buyer to verify all facts, use, income, insurance, flood, dock/lift, platform, and development matters. (Seller is a Florida real estate licensee.)''

Cost to own

Mortgage calculator

Home Price

$619,000

Down Payment: 20%

$123,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,199

Principal & Interest: $3,199

Property taxes (est.): $1,011

Insurance (est.): $413

Estimated Total Monthly

$4,622

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,199

Property taxesest. at asking price, Duval County$1,011

Estimated total, before insurance$4,209/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Membrane, Shingle — year not disclosed (home built 1942)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 22, 2026Active$619,000
Aug 17, 2026Listed$619,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$619,000

Price / Sq Ft$209

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,961

Year Built1942

TypeResidential

Sub-TypeSingle Family Residence

StyleLog, Ranch, Traditional

StatusActive

Has PoolNo

Is WaterfrontYes

School Information

ElementaryNorth Shore

MiddleMatthew Gilbert

HighJean Ribault

Community Information

Address7900 Concord Boulevard W, Jacksonville, FL 32208

Area075-Trout River/College Park/Ribault Manor

SubdivisionLake Forest

CityJacksonville

CountyDuval

StateFL

Zip Code32208

Parcel Number0233250000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingShared Driveway

ViewRiver, Water

Waterfront TypeNavigable Water, Ocean Access, River Access, River Front

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Wall/Window Unit(s)

FlooringCarpet, Laminate, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesBoat Lift, Dock, Fire Pit

Patio / PorchDeck, Front Porch, Porch, Wrap Around

FencingFenced, Back Yard, Chain Link, Privacy, Wood

RoofMembrane, Shingle

ConstructionFiber Cement, Log

Other StructuresShed(s)

Road SurfaceGravel

Road FrontagePrivate Road

Additional Information

Date ListedAugust 22, 2026

Days on Market11

Listing TermsCash, Conventional, Other

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

More homes in Lake Forest