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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 16, 2026·35 days on market·Recent sales in Jacksonville

7617 Reed Street

Jacksonville, FL 32208

$315,000sold priceListed at $285,000 · 110.5% of asking$119/sqftMLS# 2154686
5
Beds
3
Baths
2,648
Sq Ft
1970
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.78 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

**Price is for house only. Price does not include buildable lot** The home is absolutely amazing; you will not find a home quite like this. This home features 5 bedrooms, and 3 Full Bathrooms; and 2 of the 5 bedrooms are 17 feet wide; and the Master Bedroom is 20ft. That's right, this is not a misprint. But let us go back outside. Upon entering the atrium, you are greeted with vaulted ceilings, which make you feel instantly like you are in your own oasis or your own island. Do you like to be able to reach out and touch your neighbor's home? Well, this is not the home for you as it is almost 50 feet on one side to your closest neighbor, and on the other side. Moving to the rear of the home, you have a (New Patio Cover 21'x20'), and Private Dock that is set upon a scenic lake which is a fisherman's paradise. The Buildable Lot Available. Four new homes recently built on the same street, the lot is ready for use. House sold AS-IS!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Duval County$514
Estimated total, before insurance$2,259/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $514
Insurance (est.): $210
Estimated Total Monthly
$2,469
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$211,730$0▼ $197
2023$198,135$0—
2022$181,316$0—
2021$138,474$24,933—
2020$127,528$23,823—

2025 property taxes (current owner): $414/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 19, 2026Closed$285,000
  • Aug 13, 2026Active Under Contract$285,000
  • Jul 18, 2026Price change$285,000−$115,000
  • Jul 9, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $125/sq ft; this home is listed at $108/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7622 Reed Street, Jacksonville, FL 32208Listed by SUNSHINE REALTY & CO LLCAug 2026$145,000$613/2.52,380160
5560 Paris Avenue, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$400,017$1336/33,01800.9
1209 Ida Street, Jacksonville, FL 32208Listed by EXP REALTY LLCApr 2026$115,000$613/21,8881300.9
2325 Ribault Scenic Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$235,000$1253/21,887191.1
964 Ardoon Street, Jacksonville, FL 32208Listed by THE NEWCOMER GROUPJun 2026$115,000$613/21,887621.2
8140 W Concord Boulevard W, Jacksonville, FL 32208Listed by BOLD CITY PROPERTY MANAGEMENTSep 2026$271,000$1453/11,865251.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$108
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,648
Acres0.78 acres
Year Built1970
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address7617 Reed Street, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionPicketts
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size33,976.8 sq ft
Parcel Number0264310015

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Dryer, Gas Oven, Gas Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryIn Garage
SecurityOther

Exterior

FencingOther
RoofShingle
ConstructionBrick

Additional Information

Date ListedJuly 9, 2026
Days on Market35
Tax Amount$414
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BIRD DOG REAL ESTATE GROUP LLC

Sold by: RED PHOENIX REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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