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This home is in St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·12 days on market

154 Silver Myrtle Court

St. Augustine, FL 32092

$389,990$205/sqftEst. $2,005/moMLS# 2160612

Beds

Baths

1,899

Sq Ft

2026

Built

Garage

Pool

About this home

St. Augustine

What's Special: Oversized Lot | Loft | Large Kitchen Island. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Laurel at 154 Silver Myrtle Court in Cherry Elm at SilverLeaf! This charming two-story townhome offers thoughtfully designed living spaces that make every day feel effortless. The open kitchen features a spacious island, walk-in pantry, and seamless connection to the dining area and great room. Upstairs, the private primary suite offers a relaxing retreat with a generous bathroom and walk-in closet. A versatile loft provides the perfect space for a media room, home office, or play area. Two secondary bedrooms, a shared full bathroom, and a convenient laundry room complete the second floor. Enjoy outdoor living on the covered lanai and the added convenience of a two-car garage.

Cost to own

Mortgage calculator

Home Price

$389,990

Down Payment: 20%

$77,998

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,005

Principal & Interest: $2,005

Property taxes (est.): $519

Insurance (est.): $260

Estimated Total Monthly

$2,784

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,005

Property taxesest. at asking price, St. Johns County$519

HOAbilled quarterly$134

Estimated total, before insurance$2,658/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 18, 2026Listed$389,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,990

Price / Sq Ft$205

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,899

Acres0.18 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

Direction FacesEast

School Information

ElementaryMagnolia Oaks Academy

MiddleMagnolia Oaks Academy

HighTocoi Creek

Community Information

Address154 Silver Myrtle Court, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionCherry Elm Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Lot Dimensions46x58

Parcel Number0279852560

ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Gated

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

# of Stories2

LevelsTwo

LaundryUpper Level

SecurityCarbon Monoxide Detector(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Patio

RoofShingle

ConstructionFrame

Road SurfacePaved

Road FrontagePrivate Road

Additional Information

Date ListedAugust 18, 2026

Days on Market0

HOA Fees$402 / Quarterly

HOA FrequencyQuarterly

HOA NameCherry Elm HOA/SilverLeaf Master Association

HOA Fee IncludesMaintenance Grounds, Other

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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