This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Sep 30, 2026·3 days on market·Recent sales in Jacksonville
8603 Osprey Lane
Jacksonville, FL 32217
About this home
Jacksonville
Welcome to 8603 Osprey Lane -- Where Home Feels Like a Destination. DROP. THE. MIC. This isn't just another beautiful home -- it's unforgettable. Tucked away at the end of a cul-de-sac, this spectacular property sits on over half an acre -- the largest lot in the neighborhood -- and backs up to Goodby's Creek, creating a setting that is incredibly hard to replicate. Inside, the home has undergone an incredible transformation with a total renovation, creating an incredibly memorable home. Every turn offers another reason to fall in love, with the undeniable WOW factor. The indoor and outdoor spaces come together to create the kind of home you'll actually want to stay home and enjoy. Dinner out? You may find yourself enjoying dining in! Vacation? How about a stay-cation!? And then there's the backyard. Step outside and discover your own private escape!! The massive deck will accommodate every day dining as well as a dinner party. You will love the incredible backdrop for morning
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,635 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,912/yr
Estimated taxes if purchased at asking price: ~$12,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$650,000
- Aug 27, 2026Pending$650,000
- Aug 24, 2026Active$650,000
- Aug 12, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $240/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8460 Lynda Sue Lane W, Jacksonville, FL 32217Listed by HERRON REAL ESTATE LLC | Aug 2026 | $375,000 | $182 | 4/2 | 2,056 | 63 | 0.1 |
| 8468 Philrose Drive W, Jacksonville, FL 32217Listed by LANDCO PROPERTIES, INC. | Sep 2026 | $375,000 | $174 | 4/2.5 | 2,156 | 79 | 0.3 |
| 4202 San Clerc Road, Jacksonville, FL 32217Listed by NAVY TO NAVY HOMES LLC | Aug 2026 | $425,000 | $163 | 4/3 | 2,613 | 25 | 0.3 |
| 8423 Mizner Circle E, Jacksonville, FL 32217Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $430,000 | $187 | 3/2 | 2,297 | 270 | 0.4 |
| 8620 San Servera Drive W, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $565,000 | $218 | 4/3 | 2,596 | 23 | 0.5 |
| 4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTS | Oct 2026 | $419,900 | $219 | 3/2 | 1,917 | 59 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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