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This home is in Jacksonville — a home near Samuel W. Wolfson High School.

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Active

Active·72 days on market

8468 Philrose Drive W

Jacksonville, FL 32217

$409,000$190/sqftEst. $2,085/moMLS# 2146817

Beds

Baths

2,156

Sq Ft

1966

Built

Garage

Pool

About this home

Jacksonville

Beautiful huge 2 story brick home in desirable San Jose that features 4 bedrooms, a lovely loft and includes lots of storage and built-in-shelving. Separate living room, separate dining room and separate family room. Windows replaced with double-pane impact resistant windows. Roof is 18 years old, AC and water heater 9 years old. New driveway approximately 4 years ago. Oversized garage with a studio/office in back. Easy access to shopping and dining. A must see. OPEN HOUSE - SATURDAY AUGUST 15 FROM 11:00 AM TO 2:00 PM.

Cost to own

Mortgage calculator

Home Price

$409,000

Down Payment: 20%

$81,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,085

Principal & Interest: $2,085

Property taxes (est.): $668

Insurance (est.): $273

Estimated Total Monthly

$3,026

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,085

Property taxesest. at asking price, Duval County$668

Estimated total, before insurance$2,753/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,240 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Price change$409,000−$10,000
May 23, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,000

Price / Sq Ft$190

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,156

Total Structure Area3,074 sq ft

Year Built1966

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBeauclerc

MiddleAlfred Dupont

HighSamuel W. Wolfson

Community Information

Address8468 Philrose Drive W, Jacksonville, FL 32217

Area012-San Jose

SubdivisionBrierwood

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Parcel Number483510000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Wood

# of Stories2

LevelsTwo

LaundryLower Level