Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Old Ponte Vedra, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·Listed today·Old Ponte Vedra

23 Poinciana Way

Ponte Vedra Beach, FL 32082

$6,175,000$1083/sqftEst. $31,778/moMLS# 2160238

Beds

Baths

5,701

Sq Ft

1989

Built

Garage

Yes

Pool

About this home

Old Ponte Vedra

Taken to the studs and artfully rebuilt in 2022-2023, this 5BR/5.5BA Old Ponte Vedra residence offers 5,701 SF on a private lagoon with its own dock. Inspired by the enduring character of French and English country homes, the interiors feel collected over time: original doors from the Lodge & Club, antique Belgian doors, Duchateau wide-plank floors, checkerboard marble, graceful arches and layered millwork. Calacatta Viola, Caldia and Oro marble appear throughout, while custom Underwood cabinetry is finished with Armac Martin hardware and brass mesh. The oversized kitchen centers on a La Cornue range, complemented by Miele, Thermador and Fisher & Paykel appliances. The first-floor primary suite opens to the lanai, firepit and serene water views. Lighting by Ralph Lauren, Kelly Wearstler and Arteriors and wallcoverings by Thibaut and Isidore Leroy add the final touches. Cedar shake roof, elongated pool and spa, covered entertaining spaces and waterfront gazebo complete this rare offer.

Cost to own

Mortgage calculator

Home Price

$6,175,000

Down Payment: 20%

$1,235,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$31,778

Principal & Interest: $31,778

Property taxes (est.): $8,217

Insurance (est.): $4,117

Estimated Total Monthly

$44,112

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$31,778

Property taxesest. at asking price, St. Johns County$8,217

Estimated total, before insurance$39,995/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$31,730/yr · $2,644/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $31,730/yr

Estimated taxes if purchased at asking price: ~$98,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2026Active$6,175,000
Aug 14, 2026Listed$6,175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$6,175,000

Price / Sq Ft$1,083

Bedrooms5

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage5,701

Acres0.40 acres

Year Built1989

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated

Is WaterfrontNo

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address23 Poinciana Way, Ponte Vedra Beach, FL 32082

Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd

SubdivisionOld Ponte Vedra Bch

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size17,424 sq ft

Parcel Number0568130060

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringMarble, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesOther, Gas

# of Stories2

LevelsTwo

Spa FeaturesIn Ground, Heated