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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Jun 22, 2026·14 days on market·Recent sales in Ponte Vedra Beach

1242 Salt Creek Island Drive

Ponte Vedra Beach, FL 32082

$2,995,000sold priceListed at $3,250,000 · 92.2% of asking$687/sqftMLS# 2140409
4
Beds
4.5
Baths
4,361
Sq Ft
1997
Built
3
Garage
Yes
Pool
HOA $163/mo0.53 acresWaterfrontSingle Family Residence2 stories

About this home

Ponte Vedra Beach

This meticulously renovated residence offers a premier location within coveted TPC Sawgrass, situated on an expansive lot with panoramic water-to-golf views. The interior has undergone a complete professional remodel, characterized by a bright and sophisticated coastal aesthetic and an abundance of natural light flooding in from the eastern-facing floor to ceiling windows. The floor plan is engineered for versatility and privacy, featuring two home offices and a secondary living area on the upper level. Every bedroom functions as a private sanctuary, complete with its own remodeled en suite bathroom. Exterior amenities include a new pool and completely reconfigured outdoor living space. This rare turnkey masterpiece combines a thoughtful floor plan with high-end finishes, making it the premier choice for the discerning buyer seeking luxury and location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$16,589
Property taxesest. at asking price, St. Johns County$3,985
HOAbilled semi-annually$163
Estimated total, before insurance$20,738/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,453/yr · $2,038/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,995,000
$599,000
Loan Term
Monthly Payment
$16,589
Principal & Interest: $16,589
Property taxes (est.): $3,985
Insurance (est.): $1,997
Estimated Total Monthly
$22,571
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $2,200,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,790,789$1,790,789—
2024$1,551,624$563,432—
2023$1,346,485$545,565—
2022$1,067,120$528,218—
2021$874,922$511,377—
2020$894,732$503,626—

2025 property taxes (current owner): $24,453/yr

Estimated taxes if purchased at asking price: ~$47,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $688/sq ft; this home is listed at $745/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
531 Le Master Drive, Ponte Vedra Beach, FL 32082Listed by THE AGENCY AT PONTE VEDRAJun 2026$3,400,000$9653/43,525340.6
733 Palmera Drive E, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJun 2025$1,199,000$3874/3.53,099450.6
24 Solana Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$7,800,000$1,4725/65,300620.8
24400 Harbour View Drive, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$2,360,000$5306/44,45320.8
35 Jefferson Avenue, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJun 2026$2,600,000$6885/43,779190.8
8070 Cypress Hollow Court, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$1,900,000$5864/33,241350.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,250,000
Price / Sq Ft$745
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,361
Acres0.53 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Salt Water
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address1242 Salt Creek Island Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSalt Creek
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size23,086.8 sq ft
Parcel Number0618610170
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Gated, Park, Playground, Security
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPool, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Guest Suite, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Water Heater, Freezer, Gas Range, Instant Hot Water, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingElectric, Multi Units, Zoned
FlooringCarpet, Marble, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Deck
FencingOther, Back Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 16, 2026
Days on Market14
HOA Fees$978 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$24,453.42
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines