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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed May 22, 2026·225 days on market·Recent sales in Ponte Vedra Beach

10 Lake Terrace

Ponte Vedra Beach, FL 32082

$6,975,000sold priceListed at $7,495,000 · 93.1% of asking$1289/sqftMLS# 2107928
5
Beds
6
Baths
5,410
Sq Ft
2025
Built
2
Garage
Yes
Pool
No HOA0.47 acresWaterfrontSingle Family Residence2 storiesNew construction

About this home

Ponte Vedra Beach

Welcome to our masterfully crafted custom residence offering the pinnacle of luxury living in the heart of Ponte Vedra Beach. Every detail has been thoughtfully curated to blend timeless sophistication with modern elegance. Inside, you'll find custom inset cabinetry and European white oak floors throughout the home. The chef's kitchen is a true showpiece, featuring Sub-Zero and Wolf appliances, Cambria quartz countertops, a stunning custom plaster-finish vent hood, and elegant Brizo plumbing fixtures. The dining room's White Oak ceiling creates a dramatic focal point for hosting. Expansive windows bathe each space in natural light, framing serene water views and seamlessly connecting the indoors with the outdoors. Step outside to a resort-style backyard designed for relaxation and entertainment. Enjoy a sparkling pool, jacuzzi and fully equipped outdoor kitchen, surrounded by tranquil water views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$38,635
Property taxesest. at asking price, St. Johns County$9,281
Estimated total, before insurance$47,916/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$20,219/yr · $1,685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$6,975,000
$1,395,000
Loan Term
Monthly Payment
$38,635
Principal & Interest: $38,635
Property taxes (est.): $9,281
Insurance (est.): $4,650
Estimated Total Monthly
$52,566
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $20,219/yr

Estimated taxes if purchased at asking price: ~$111,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,573/sq ft; this home is listed at $1,385/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
24 Solana Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$7,800,000$1,4725/65,300620.3
516 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCSep 2026$11,681,053$1,7706/66,600370.4
571 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$10,250,000$2,3535/5.54,35700.4
1242 Salt Creek Island Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$2,995,000$6874/4.54,361140.6
346 Pablo Terrace, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$3,950,000$9994/43,954480.7
352 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2026$9,200,000$1,5735/55,847160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$7,495,000
Price / Sq Ft$1,385
Bedrooms5
Bathrooms6.00
Full Baths5
Half Baths2
Square Footage5,410
Acres0.47 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
New ConstructionYes

Community Information

Address10 Lake Terrace, Ponte Vedra Beach, FL 32082
Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd
SubdivisionPonte Vedra Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size20,473.2 sq ft
Parcel Number0568170260

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypeLagoon

Interior

AppliancesDishwasher, Disposal, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedDecember 8, 2025
Days on Market225
Tax Amount$20,219.31
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLUID REALTY, LLC.

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines