This home is in St. Augustine Beach — a home near St. Augustine High School.
Sold·Closed Sep 14, 2026·17 days on market·Recent sales in St. Augustine
197 Leeward Island Drive
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
Welcome to this exceptionally maintained 3-bedroom, 2-bathroom, one-level end-unit townhome in the sought-after Antigua community on Anastasia Island. With a 2-car garage, expansive side yard, thoughtful upgrades, and an effortless indoor-outdoor layout, this home offers the rare combination of style, comfort, privacy, and low-maintenance island living. From the moment you arrive, the attention to detail is evident. An extended paver walkway and upgraded glass front door creates an inviting entry, while inside, the home feels remarkably fresh and nearly brand new. The spacious open-concept living area flows seamlessly into a gorgeous updated kitchen featuring white cabinetry, quartz countertops, a large center island, white tile backsplash, and a gas cooktop supplied by natural gas through TECO.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,819 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,111/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Closed$425,000
- Aug 31, 2026Pending$425,000
- Aug 19, 2026Active Under Contract$425,000
- Aug 14, 2026Listed$425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $306/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 35211 Harbour Vista Circle, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $252,000 | $174 | 3/2 | 1,451 | 82 | 0.5 |
| 19201 Harbour Vista Circle, St. Augustine, FL 32080Listed by EXP REALTY, LLC | Jul 2026 | $258,000 | $224 | 2/2 | 1,153 | 23 | 0.6 |
| 23211 Harbour Vista Circle, St. Augustine, FL 32080Listed by MAXREV, LLC | Jun 2026 | $245,000 | $169 | 3/2 | 1,451 | 139 | 0.6 |
| 37207 Harbour Vista Circle, St. Augustine, FL 32080Listed by NEUMANN REAL ESTATE GROUP | Jun 2026 | $349,900 | $237 | 3/2 | 1,479 | 44 | 0.6 |
| 17203 Harbour Vista Circle, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $305,000 | $201 | 2/2 | 1,521 | 260 | 0.6 |
| 23213 Harbour Vista Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Jul 2026 | $250,000 | $164 | 2/2 | 1,521 | 0 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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