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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed May 8, 2026·43 days on market·Recent sales in St. Augustine

35103 Harbour Vista Circle

St. Augustine, FL 32080

$265,000sold priceListed at $275,000 · 96.4% of asking$203/sqftMLS# 2129450
2
Beds
2
Baths
1,305
Sq Ft
2000
Built
—
Garage
No
Pool
HOA $413/moCondominium1 story

About this home

St. Augustine

This well maintained ground-floor condo is a rare find, featuring zero-step entry and single-level living. The interior boasts an open-concept floor plan with two spacious bedrooms, two full bathrooms, and a bright kitchen with plenty of counter space. As a turnkey, move-in-ready home, the property offers negotiable furniture packages, making it an ideal secondary residence or a high-potential investment property for those looking for stable asset value in the Northeast Florida market. The private outdoor patio overlooks a wooded area, providing a natural screen and a quiet sanctuary rarely found in condominium living. The location is highly ranked for walkability and bikeability, situated just a few miles from the white-sand beaches of St Augustine Beach. With its proximity to all of the major shopping on US 1, this location can't be beat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, St. Johns County$353
HOAbilled monthly$413
Estimated total, before insurance$2,233/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,393/yr · $366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $353
Insurance (est.): $177
Estimated Total Monthly
$1,997
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,393/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35211 Harbour Vista Circle, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$252,000$1743/21,451820
23211 Harbour Vista Circle, St. Augustine, FL 32080Listed by MAXREV, LLCJun 2026$245,000$1693/21,4511390
37207 Harbour Vista Circle, St. Augustine, FL 32080Listed by NEUMANN REAL ESTATE GROUPJun 2026$349,900$2373/21,479440
19201 Harbour Vista Circle, St. Augustine, FL 32080Listed by EXP REALTY, LLCJul 2026$258,000$2242/21,153230.1
17203 Harbour Vista Circle, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$305,000$2012/21,5212600.1
23213 Harbour Vista Circle, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$250,000$1642/21,52100.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$211
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,305
Year Built2000
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address35103 Harbour Vista Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionPreserve On Anastasia Island
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1622135103

Amenities

AmenitiesClubhouse, Fitness Center, Gated, Playground
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Detached, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio, Screened

Additional Information

Date ListedFebruary 10, 2026
Days on Market43
HOA Fees$413 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$4,393.25
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIV REALTY CO FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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