Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

Photo 1 / 41
Active

Active·47 days on market

603 Boating Club Road

St. Augustine, FL 32084

$689,000$513/sqftEst. $3,816/moMLS# 2159928
3
Beds
2
Baths
1,344
Sq Ft
2018
Built
—
Garage
No
Pool
FEMA Zone AENo HOA4,792 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Turnkey coastal investment steps from the Intracoastal! Built in 2018, this like-new 3BR/2BA home sits on a fenced 0.11-acre lot and comfortably sleeps up to 8, with a king, queen, two twins, and a living room daybed. Sold as a successful, established short-term rental with active listings and guest reviews across Airbnb, Vrbo, Booking.com and Google. Open, fully-equipped kitchen and a backyard built for entertaining - gas fire pit, grill, hammock, and parking for boats/RVs (up to 5 vehicles). Just a half-mile to Vilano Beach and a 10-minute drive to historic downtown St. Augustine, with local restaurants, Anastasia State Park and the Lighthouse nearby. No HOA, no CDD. Ideal for an investor continuing a proven rental program or a buyer wanting a low-maintenance beach-town retreat. Buyer/buyer's agent to verify STR eligibility and registration requirements with St. Johns County.

Next steps in St. Augustine

FollowNew St. Augustine homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,816
Property taxesest. at asking price, St. Johns County$917
Estimated total, before insurance$4,733/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,770/yr · $647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$689,000
$137,800
Loan Term
Monthly Payment
$3,816
Principal & Interest: $3,816
Property taxes (est.): $917
Insurance (est.): $459
Estimated Total Monthly
$5,193
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,770/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 25, 2026Active$689,000
  • Aug 13, 2026Listed$689,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $436/sq ft; this home is listed at $513/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
501 Twenty-First Street, St. Augustine, FL 32084Listed by MAXREV, LLCJul 2026$520,000$4193/21,240540.2
349 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$420,000$2483/21,693360.3
302 12th Street, St. Augustine, FL 32084Listed by SUNCOAST PROPERTY MANAGEMENT LLCJun 2026$806,000$4964/31,6241150.4
3820 Coastal Highway, St. Augustine, FL 32084Listed by REAL BROKER LLCMay 2025$1,210,000$7653/21,581450.4
406 Third Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$707,000$4364/2.51,621710.8
276 Brighton Court, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$640,000$3853/21,663841.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$689,000
Price / Sq Ft$513
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres0.11 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address603 Boating Club Road, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionPacetti North Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size4,791.6 sq ft
Parcel Number1453600030

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street
ViewIntracoastal

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryIn Unit

Exterior

FencingFenced, Back Yard, Wood
Road FrontageCity Street

Additional Information

Date ListedAugust 25, 2026
Days on Market0
Tax Amount$7,769.92
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines