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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$435,0002 bd · 2 ba · 1,202 sq ft

Active·54 days on market

2064 Herschel Street 203

Jacksonville, FL 32204

$435,000$362/sqftEst. $2,372/mo mortgageMLS# 2159650
2
Beds
2
Baths
1,202
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone XHOA $600/moCondominium1 story

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About this home

Jacksonville

Urban living at its finest! This flexible floor plan features a primary suite plus a bonus flex space, easily converted into a 2nd bedroom, home office, or creative studio. The open layout is ideal for entertaining and relaxing - complete with a wraparound balcony and natural light through expansive windows. Every detail reflects quality and thoughtful design. The kitchen is outfitted with European cabinetry, Bosch appliances, and a Fisher & Paykel induction cooktop. Concrete flooring & stainless steel track lighting set the tone, while custom cabinetry & closets ensure there's a place for everything. The primary bathroom offers a true retreat, with Grohe fixtures, marble flooring, a custom vanity, and a mirror with built-in storage. The Chelsea offers more than an exceptional living space -it's a lifestyle. Step outside to rooftop bars & restaurants, Arts Market, Riverwalk, & Museum. Schedule today for the perfect blend of modern living & urban charm.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,372
Property taxesest. at asking price, Duval County$710
HOAbilled monthly$600
Estimated total, before insurance$3,682/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,037/yr · $336/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,372
Principal & Interest: $2,372
Property taxes (est.): $710
Insurance (est.): $290
Estimated Total Monthly
$3,372
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,360 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,037/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2026Active$435,000
  • Aug 10, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $298/sq ft; this home is listed at $362/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLCAug 2026$345,000$2852/21,2111710
2064 Herschel Street 106, Jacksonville, FL 32204Listed by EXP REALTY LLCJun 2026$245,000$2461/29962080
1661 Riverside Avenue 310, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$319,900$3052/21,04840.1
1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$340,000$3242/21,048120.1
1661 Riverside Avenue 407, Jacksonville, FL 32204Listed by SPECTRUM REALTY SERVICESAug 2026$385,000$2952/21,305470.1
1613 Riverside Avenue 1, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$389,000$2982/11,30730.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$362
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,202
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2064 Herschel Street 203, Jacksonville, FL 32204
Area031-Riverside
SubdivisionThe Chelsea Lofts
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0904850032

Amenities

AmenitiesElevator(s), Trash, Water
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Detached Carport, On Street

Interior

Interior FeaturesEntrance Foyer, Kitchen Island
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringConcrete
# of Stories1

Exterior

Exterior FeaturesBalcony
Patio / PorchWrap Around
ConstructionStucco

Additional Information

Date ListedSeptember 8, 2026
Days on Market54
HOA Fees$600 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$4,037
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines