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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active·Listed today

1722 Hammock Circle W

Jacksonville, FL 32225

$1,350,000$413/sqftEst. $6,962/moMLS# 2159266

Beds

Baths

3,272

Sq Ft

1994

Built

Garage

Yes

Pool

About this home

Jacksonville

WOW! This magnificent home is a 10 out of 10! Canal has access to the ICW and the ocean, park your boat in the lift, jump into your sparkling pool and relax in the spa and enjoy spectacular sunsets! Even at low tide the creek is over 5 foot deep at the dock. 16 foot clearance at bridge to the river. You cannot beat this convenient location off of Girvin, which connects easily to town or beach! The home offers the perfect floorplan with spacious storage, entertainment space and private upper covered patio! An ideal blend of retreat and practical living space is here and ready for you!

Cost to own

Mortgage calculator

Home Price

$1,350,000

Down Payment: 20%

$270,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$6,962

Principal & Interest: $6,962

Property taxes (est.): $2,204

Insurance (est.): $900

Estimated Total Monthly

$10,066

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$6,962

Property taxesest. at asking price, Duval County$2,204

Estimated total, before insurance$9,166/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,993/yr · $1,166/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,993/yr

Estimated taxes if purchased at asking price: ~$26,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 8, 2026Listed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,350,000

Price / Sq Ft$413

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,272

Total Structure Area4,317 sq ft

Acres0.36 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryAbess Park

MiddleLandmark

HighSandalwood

Community Information

Address1722 Hammock Circle W, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionEngelhardts

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size15,681.6 sq ft

Lot Dimensions80 x 201

Parcel Number1609260030

ZoningResidential

Amenities

UtilitiesCable Available

SewerPrivate Sewer

Water SourcePrivate

ParkingAdditional Parking, Garage, Garage Door Opener

ViewCanal, Creek/Stream, Trees/Woods, Water

Waterfront TypeCanal Front, Navigable Water, Ocean Access

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric

FlooringStone, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryIn Unit, Sink

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Heated