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Active Under Contract

Active Under Contract·52 days on market

12441 Tierra Chase Way

Jacksonville, FL 32225

$599,000$191/sqftEst. $3,089/moMLS# 2148484

Beds

Baths

3,132

Sq Ft

2024

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this beautifully designed 5-bedroom, 3.5-bath residence offering 3,163 square feet of modern living space. Built just two years ago, this home combines contemporary style with a functional floor plan perfect for today's lifestyle.The spacious primary suite is located on the main floor, providing a private retreat complete with an en-suite bath. Also on the first level, you'll find a dedicated home office, ideal for remote work, and a convenient half bath for guests.Upstairs, there is plenty of room for family and visitors with four additional bedrooms, including a private en-suite bedroom perfect for guests or multigenerational living. An expansive loft provides additional living space for a media room, playroom, or second family room.Ideally located just 10 minutes from Mayport Naval Station and only 10 minutes from the beach, this home offers the perfect balance of convenience and coastal living.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,089

Principal & Interest: $3,089

Property taxes (est.): $978

Insurance (est.): $399

Estimated Total Monthly

$4,466

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,089

Property taxesest. at asking price, Duval County$978

HOAbilled annually$124

Estimated total, before insurance$4,191/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,341/yr · $778/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$523,157	$523,157	—
2024	$95,000	$95,000	—

2025 property taxes (current owner): $9,341/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Active Under Contract$599,000
Jul 9, 2026Price change$599,000−$31,000
Jun 17, 2026Listed$630,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000

Price / Sq Ft$191

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,132

Acres0.17 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address12441 Tierra Chase Way, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionMetes & Bounds

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size7,405.2 sq ft

Parcel Number1609030240

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Zoned

FlooringCarpet

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup